3205 Springdale Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3205 Springdale Rd, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1938
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on File
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`510-0112-0001-00`

Property Details

APN / Parcel Number

Primary APN	`510-0112-0001-00`
Alternative APN	`200459008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Gross Area	1,562 sqft
1st Floor Area	630 sqft
Attic	Attic
Attic Area	302 sqft
Basement Area	630 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	145 ft deep x 97.7 ft wide
Garage Type	Detached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	238 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3205 SPRINGDALE RD
City	CINCINNATI
State	OH
Zip	45251-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS SPRINGDALE RD 97.68 X 145.87 FT IRR R1-T2-S10 NE
Legal Subdivision	MIAMI PURCHASE
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3000
Census Tract	20742

Owner

3205 Springdale Rd is owned and occupied by an individual who acquired it in September 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 8, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 27, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 7, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Sep 12, 2018	Intrafamily Transfer, Transfer · ARM GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Prior Sale	Jan 5, 1993 · Amount on File
Deed Document Number	2021107438
Deed Book / Page	14496 / 2661
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000081048
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000001983
Date	Jan 10, 2023
Book Page	14829/700
Instrument	2023-0001983

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000001643
Date	Jan 8, 2024
Book Page	15077/1470
Instrument	2024-0001643

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Sep 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000077123
Date	Oct 3, 2025
Book Page	15514/2153
Instrument	2025-0077123

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000068303
Date	Sep 27, 2024
Book Page	15260/103
Instrument	2024-0068303

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 7, 2021
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Document Number	0000107438
Book / Page	14496 / 2661
Instrument Date	Aug 10, 2021
Instrument	2021-0107438
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000107439
Date	Sep 7, 2021
Instrument	2021-0107439

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2018
Property Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505
Document Number	0000081048
Book / Page	13751 / 01618
Instrument Date	Aug 30, 2018
Instrument	2018-0081048
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SPRINGDALE RD, CINCINNATI, OH 45251-1505

Mortgage

Document Number	0000081049
Date	Sep 12, 2018
Instrument	2018-0081049

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Springdale Rd was $2,939, up 7.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (+7.5%)	$50,750 (-) Land $10,150 Building $40,600	$145,000 Land $29,000 Building $116,000
2024	$2,734.00 (-0.33%)	$50,750 (-) Land $10,150 Building $40,600
2023	$2,743.00 (+21.69%)	$50,750 (+59.99%) Land $10,150 Building $40,600	$145,000 Land $29,000 Building $116,000
2022	$2,254.00 Homeowner's exemption	$31,721 Land $8,985 Building $22,736
2020			$90,630 Land $25,670 Building $64,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 Springdale Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Springdale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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