3205 Shoreside Dr, Columbia, MO 65203 Property Records

Boone County property record for 3205 Shoreside Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,294 sqft
Lot Size	0.48 acres (20,919 sqft)
Owner	2 Individual Names on File
Last Sale	$343,200 (Jul 2014)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-905-00-02-027-00`

Property Details

APN / Parcel Number

Primary APN	`16-905-00-02-027-00`
Alternative APN	`16-905-00-02-027.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,294 sqft Living Area
1st Floor Area	2,094 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Lot Area	20,919 sqft (0.48 acres)
Lot Dimensions	151 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	230 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3205 SHORESIDE DR
City	COLUMBIA
State	MO
Zip	65203-0956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE WOODRAIL SD PLAT 7 LOT 84
Legal Range	13W
Legal Township	48N
Legal Section	26
Legal Subdivision	LAKE WOODRAIL
Legal Lot Number	84
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1012
Census Tract	1108

Owner

3205 Shoreside Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID BANK & TRUST NA
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on File
Deed Sale	Jul 7, 2014 · Amount on File
Prior Sale	Dec 6, 2006
Deed Document Number	201412489
Deed Book / Page	4323 / 93
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956

Mortgage

Document Number	0000006158
Date	Mar 21, 2022
Book Page	5595/155
Instrument	2022006158

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956

Mortgage

Document Number	0000023978
Date	Aug 17, 2021
Book Page	5487/7
Instrument	2021023978

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3205 SHORESIDE DR, COLUMBIA, MO 65203-0956
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017011
Date	Jul 24, 2020
Book Page	5232/45
Instrument	2020017011

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Shoreside Dr was $4,486.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,514 (-) Land $6,650 Building $61,864
2025	$4,486.00	$68,514 Land $6,650 Building $61,864	$360,600 Land $35,000 Building $325,600
2023	$4,003.00 (+8.13%)	$59,831 Land $6,650 Building $53,181	$314,900 Land $35,000 Building $279,900
2022	$3,702.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 Shoreside Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Shoreside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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