Lake County property record for 3205 Ridge Rd, Highland, IN 46322 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,880 sqft · built 1958 |
| Lot Size | 0.169 acres (7,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2008) |
| Tax Bill | $3,132 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-27-0116-0005 |
| Primary APN | 007-16-27-0116-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 4,848 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,375 sqft (0.169 acres) |
| Lot Dimensions | 125 ft deep x 59 ft wide |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3205 RIDGE RD |
|---|---|
| City | HIGHLAND |
| State | IN |
| Zip | 46322-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK MANOR L.5 BL.3 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40801 |
Source: Lake County records · APN 007-16-27-0116-0005
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3205 RIDGE RD, HIGHLAND, IN 46322-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2008 · Amount on Record |
| Deed Sale | Nov 10, 2008 · Amount on Record |
| Deed Document Number | 200876686 |
| Last Transfer Date | Aug 27, 2025 |
| Transfer Doc | 0000025059 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3205 RIDGE RD, HIGHLAND, IN 46322-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021385 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020 021385 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Highland Town |
| Unified School District | Highland School Town (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326,300 (+13.46%) Land $36,100 Building $290,200 | $326,300 (+13.46%) Land $36,100 Building $290,200 | |
| 2024 | $3,132.00 (+25.03%) | ||
| 2023 | $287,600 (+13.99%) Land $36,100 Building $251,500 | $287,600 (+13.99%) Land $36,100 Building $251,500 | |
| 2022 | $2,505.00 Homeowner's exemption | $252,300 Land $36,100 Building $216,200 | $252,300 Land $36,100 Building $216,200 |
Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890408013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Feb 1994, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 601 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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