3205 Reginald Ct, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3205 Reginald Ct, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1983
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Tax Bill	$2,427 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04906100E00C021`

Property Details

APN / Parcel Number

Primary APN	`04906100E00C021`
Alternative APNs	`745-68-61-41-600-000` `175181001` `465929000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,586 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
View / Lot	Cul-de-sac
Deck Area	196 sqft
Patio Area	196 sqft
Balcony Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	465929000
Street Address	3205 REGINALD CT
City	MIDLOTHIAN
State	VA
Zip	23112-3353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	WILLIAM GWYN EST L21 BK C SE E
Legal Subdivision	WILLIAM GWYN ESTATES
Legal Block	C
Legal Lot Number	21
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3015
Census Tract	100919

Owner

Source: Chesterfield County records · APN 04906100E00C021

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3205 REGINALD CT, MIDLOTHIAN, VA 23112-3353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 22, 2026
Property Address	3205 REGINALD CT, MIDLOTHIAN, VA 23112-3353
Document Number	0000014076
Book / Page	15222 / 958
Instrument Date	Mar 12, 2026
Instrument	202614076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 REGINALD CT, MIDLOTHIAN, VA 23112-3353

Mortgage

Document Number	0000014076,
Date	Apr 22, 2026
Book Page	15222/958
Instrument	202614076

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,427.00 (+10.72%)	$269,900 (+4.77%) Land $57,000 Building $212,900	$269,900 (+4.77%) Land $57,000 Building $212,900
2025		$257,600 (+8.14%) Land $55,000 Building $202,600	$257,600 (+8.14%) Land $55,000 Building $202,600
2023	$2,192.00	$238,200 Land $50,000 Building $188,200	$238,200 Land $50,000 Building $188,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.