3205 Randy Dr, Ashland, KY 41102 Property Records

Boyd County property record for 3205 Randy Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1989
Owner	Company Name on File
Last Sale	$180,000 (May 2019)
Tax Bill	$50 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-10-14-005.00`

Property Details

APN / Parcel Number

Primary APN	`031-10-14-005.00`
Alternative APN	`650451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	840 sqft
Basement Area	1,272 sqft
Finished Basement	1,272 sqft

Exterior

Year Built	Built 1989
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Deck Area	1,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	650451
Street Address	3205 RANDY DR
City	ASHLAND
State	KY
Zip	41102-6753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT # 82D & 82E
Legal Block	Q/R99
Legal Lot Number	82D,82E
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4031
Census Tract	30600

Owner

3205 Randy Dr is owned by a company that bought it in May 2019.

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2601 LEXINGTON AVE, ASHLAND, KY 41101-2947
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Deed Document Number	9817257
Deed Book / Page	D809 / 758
Record Updated	Jun 8, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	May 16, 2019
Property Address	3205 RANDY DR, ASHLAND, KY 41102-6753
Document Number	00D809/758
Book / Page	D809 / 758
Map Reference	MB 25 PG 7
Instrument Date	May 15, 2019
Instrument	9817257
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3205 RANDY DR, 3205, ASHLAND, KY 41102-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 LEXINGTON AVE, ASHLAND, KY 41101-2947

Mortgage

Document Number	0009817261
Date	May 16, 2019
Instrument	9817261

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2039

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3205 RANDY DR, ASHLAND, KY 41102-6753
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1393/361
Date	Nov 14, 2018
Book Page	M1393/361
Instrument	9805807

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3205 RANDY DR, ASHLAND, KY 41102-6753
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1381/744
Date	Jun 6, 2018
Book Page	M1381/744
Instrument	809662

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 8, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Randy Dr was $50.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50.00	$180,000 Land $30,000 Building $150,000
2023	$50.00	$180,000 Land $30,000 Building $150,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3205 Randy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Randy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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