3205 Opal Ave, Henrico, VA 23228 Property Records

Henrico County property record for 3205 Opal Ave, Henrico, VA 23228

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1959
Lot Size0.276 acres (12,050 sqft)
OwnerIndividual Name on Record
Last Sale$179,000 (Feb 2020)
Tax Bill$2,430 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN769-753-8337

Property Details

APN / Parcel Number

Primary APN769-753-8337
Alternative APN
  • WO0073513

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,456 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement572 sqft
Unfinished Basement572 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area12,050 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account NumberWO0073513
Street Address3205 OPAL AVE
CityHENRICO
StateVA
Zip23228-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description0071020000E 0002; HERMITAGE FARMS BL E LT 2 92 B2 78
Legal SubdivisionHERMITAGE FARMS
Legal Lot Number2,92
JurisdictionHENRICO VA
Township / Civil DivisionBROOKLAND
Census Block Group1
Census Block1007
Census Tract200409

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3205 OPAL AVE, HENRICO, VA 23228-2710
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Line of Credit
3RD PARTY INDIVIDUAL
Dec 23, 2025Gift Deed, Transfer · Conventional Mortgage
LANGLEY FCU
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
BLUE RIDGE MOUNTAIN MORTGAGE INC
Feb 21, 2020Grant Deed, Transfer
NOT AVAILABLE
Nov 19, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Prior SaleNov 19, 2019 · Amount on Record
Deed Document Number20206307
Deed Book / Page5956 / 1709
Last Transfer DateDec 16, 2025
Transfer Doc0000673539
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3205 OPAL AVE, HENRICO, VA 23228-2710
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063431491
DateFeb 25, 2022
Book Page6343/1491
Instrument202200007379
Lender
Name3RD PARTY INDIVIDUAL
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionHENRICO VA
Recording DateDec 23, 2025
Property Address3205 OPAL AVE, HENRICO, VA 23228-2710
Document Number0000673539
Book / Page6735 / 39
Map ReferenceMB 26 PG 102
Instrument DateDec 16, 2025
Instrument202500034648
Transaction TypeTransfer
Record UpdatedJan 7, 2026
Title CompanyUNKNOWN, AATA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 OPAL AVE, RICHMOND, VA 23228-2710

Mortgage

Document Number202500034649
DateDec 23, 2025
Instrument202500034649
Lender
NameLANGLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3205 OPAL AVE, HENRICO, VA 23228-2710
Transaction TypeMortgage
Record UpdatedFeb 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064422433
DateJan 18, 2023
Book Page6442/2433
Instrument202300001092
Lender
NameBLUE RIDGE MOUNTAIN MORTGAGE INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENRICO VA
Recording DateFeb 21, 2020
Property Address3205 OPAL AVE, HENRICO, VA 23228-2710
Document Number59561709
Book / Page005956 / 001709
Instrument DateFeb 20, 2020
Instrument6307
Transaction TypeTransfer
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$179.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 OPAL AVE HENRICO VA 232282710, HENRICO, VA 23228-2710

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHENRICO VA
Recording DateNov 19, 2019
Property Address3205 OPAL AVE, HENRICO, VA 23228-2710
Document Number59211156
Book / Page005921 / 001156
Instrument DateOct 9, 2019
Instrument37050
Transaction TypeForeclosure
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$183.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5600 GRANITE PKWY #VII PLANO TX 750244126, PLANO, TX 75024-4126
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,430.00 (+4.34%)$292,300 (+12.21%) Land $80,000 Building $212,300$292,300 (+12.21%) Land $80,000 Building $212,300
2025$2,329.00 (+7.38%)$260,500 (+2.08%) Land $70,000 Building $190,500$260,500 (+2.08%) Land $70,000 Building $190,500
2023$2,169.00$255,200 Land $70,000 Building $185,200$255,200 Land $70,000 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2004–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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