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3205 NW 38th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3205 NW 38th Ave, Okeechobee, FL 34972

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,411 sqft
Lot Size0.228 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$252,000 (Mar 2024)
Tax Bill$1,908 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone A (high risk)
APN1-05-37-35-0050-00580-0090

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0050-00580-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,411 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.228 acres)
Lot Dimensions125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3205 NW 38TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1107
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionBASSWOOD, INC. UNIT NO 5 (PLAT BOOK 3 PAGE 51) LOT 9 BLOCK 58
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD ESTATES UN 5
Legal Block58
Legal Lot Number9
Legal Unit5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3012
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0050-00580-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Sep 16, 2020Warranty Deed, Transfer
TITLE PRO
Feb 21, 2020Warranty Deed, Transfer
NOT AVAILABLE
Sep 23, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2024 · Amount on Record
Deed SaleMar 06, 2024 · Amount on Record
Prior SaleSep 16, 2020 · Amount on Record
Deed Document Number2024002522
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 06, 2024
Property Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
Document Number0000002522
Map ReferenceMB 3 PGS 51
Instrument DateFeb 28, 2024
Instrument2024002522
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEETANTIE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,764.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82 DEER RUN RD, CROSS PLAINS, TN 37049-4780

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107

Mortgage

Document Number0000002523
DateMar 06, 2024
Instrument2024002523
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0000002523
DateMar 06, 2024
Instrument2024002523
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD STE 175, BOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
Transaction TypeMortgage
Record UpdatedDec 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021015152
DateNov 29, 2021
Instrument2021015152
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2031

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 16, 2020
Property Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
Document Number0000008921
Instrument DateSep 14, 2020
Instrument8921
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyTITLE PRO

Transaction

AmountAmount Recorded
Tax$81.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4061 180TH AVE N LOXAHATCHEE FL 334703589, LOXAHATCHEE, FL 33470-3589

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateFeb 21, 2020
Property Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
Document Number0000002004
Instrument DateJan 31, 2020
Instrument2004
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2489 NW 4TH ST OKEECHOBEE FL 349722334, OKEECHOBEE, FL 34972-2334

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 23, 2019
Property Address3205 NW 38TH AVE, OKEECHOBEE, FL 34972-1107
Document Number0008310053
Book / Page000831 / 000053
Instrument DateSep 16, 2019
Instrument9784
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$38.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2781 NW 7TH ST OKEECHOBEE FL 349722374, OKEECHOBEE, FL 34972-2374

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,908.00 (+555.67%) Homeowner's exemption$179,779 (+1,398.16%) Land $19,000 Building $160,779$179,779 (+1,398.16%) Land $19,000 Building $160,779
2023$291.00 (+13.67%)$12,000 (+2%) Land $12,000$12,000 (+2%) Land $12,000
2022$256.00$10,000 Land $10,000$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), as of July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939102013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims42 (1998–2025)
Claims Outside the SFHA3 of 42
Most Recent ClaimAug 2025
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 4 claims
  • Hurricane Wilma, Oct 2005 · 7 claims
  • Hurricane Frances, Sep 2004 · 18 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

Based on FCC filings for 85 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4470257, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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