3205 Northgate Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 3205 Northgate Ln, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 2018
Lot Size	0.177 acres (7,724 sqft)
Owner	Individual Name on Record
Last Sale	$437,570 (May 2026)
Tax Bill	$7,272 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2023 Line of Credit + 6 more
APN	`H245600000002400`

Property Details

APN / Parcel Number

Primary APN	`H245600000002400`
Alternative APN	`1018147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,171 sqft
1st Floor Area	1,716 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,724 sqft (0.177 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	105 sqft
Porch	Covered Porch
Porch Area	35 sqft
Patio Area	120 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3205 NORTHGATE LN
City	MCALLEN
State	TX
Zip	78504-0038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIBISCUS HILL LOT 24
Legal Subdivision	HIBISCUS HILL - SML
Legal Block	1
Legal Lot Number	24
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1000
Census Tract	23533

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
May 28, 2026	Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Jun 17, 2024	Vendor's Lien, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 29, 2018	Grant Deed, Subdivision Related Transfer QUICKEN LNS
Sep 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PE FUNDINGLLC
Jan 22, 2017	Loan Modification, Mortgage PE FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20263755886
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0002928889
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003281226
Date	Nov 9, 2021
Instrument	3281226

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003473367
Date	Aug 11, 2023
Instrument	3473367

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIDALGO TX
Recording Date	May 28, 2026
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0003755886
Instrument Date	May 23, 2026
Instrument	20263755886
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003755887,
Date	May 28, 2026
Instrument	20263755887

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 17, 2024
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0003556847
Map Reference	DOC 2672239
Instrument Date	Jun 17, 2024
Instrument	3556847
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	TOP TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9301 N CHATEAUX DR, HAYDEN, ID 83835-8060

Mortgage

Document Number	0003556848
Date	Jun 17, 2024
Instrument	3556848

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0003110973
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3205 NORTHGATE LN MCALLEN TX 785040038, MCALLEN, TX 78504-0038

Mortgage

Document Number	0003110973
Date	May 8, 2020
Instrument	3110973

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HIDALGO TX
Recording Date	Jun 29, 2018
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0002828889
Instrument Date	Jun 25, 2018
Instrument	2828889
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2018
Title Company	VALLEY LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3205 NORTHGATE LN MCALLEN TX 785040038, MCALLEN, TX 78504-0038

Mortgage

Document Number	2928890
Date	Jun 29, 2018
Instrument	2928890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 21, 2017
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Instrument Date	Sep 15, 2017
Instrument	2851165
Transaction Type	Construction Loan
Record Updated	Oct 18, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112

Mortgage

Document Number	0002851165
Date	Sep 21, 2017
Instrument	2851165

Lender

Name	PE FUNDINGLLC
Address	PO BOX 5464, MCALLEN, TX 78502-5464

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2018

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	3205 NORTHGATE LN, MCALLEN, TX 78504-0038
Document Number	0002780899
Instrument Date	Jan 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 112 WESLACO TX 785990112, WESLACO, TX 78599-0112
Investor	Possibly a Property Investor

Mortgage

Document Number	0002780899
Date	Jan 23, 2017
Instrument	2780899

Lender

Name	PE FNDG
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2018

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,333 (+5.43%) Land $84,964 Building $250,369	$335,333 (+5.43%) Land $84,964 Building $250,369
2025	$7,272.00 (+99.95%)	$318,051 (+19.57%) Land $84,964 Building $233,087	$318,051 (+1.81%) Land $84,964 Building $233,087
2024	$3,637.00 (-27.58%)
2023	$5,022.00 (+24.77%) Homeowner's exemption Senior Citizen's exemption	$266,002 Land $58,702 Building $253,708	$312,410 Land $58,702 Building $253,708
2022	$4,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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