3205 Newfane Ct, Baldwin, MD 21013 Property Records

Harford County property record for 3205 Newfane Ct, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 1985
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Nov 2025)
Tax Bill	$5,119 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-023706`

Property Details

APN / Parcel Number

Primary APN	`04-023706`
Alternative APNs	`4023706` `023706`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Lot Dimensions	373 ft deep x 176 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	1,580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023706
Street Address	3205 NEWFANE CT
City	BALDWIN
State	MD
Zip	21013-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 41 50/410X373 AV 3205 NEWFANE COURT GLEN ELYN S 12 PT 38/51
Legal Subdivision	GLEN ELYN
Legal Lot Number	41
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2010
Census Tract	304201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 NEWFANE CT, BALDWIN, MD 21013-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 10, 2025	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Aug 23, 1990 · Amount on Record
Deed Book / Page	16884 / 302
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3205 NEWFANE CT, BALDWIN, MD 21013-9558
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 NEWFANE CT, BALDWIN, MD 21013-9558

Mortgage

Document Number	0155190387
Date	May 19, 2022
Book Page	15519/387

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	886 Months
Due	Mar 7, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.44%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Index	LIBOR

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 10, 2025
Property Address	3205 NEWFANE CT, BALDWIN, MD 21013-9558
Document Number	0168840302
Book / Page	16884 / 302
Map Reference	MB HDC 38 FO 51
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3205 NEWFANE CT, BALDWIN, MD 21013-9558

Mortgage

Document Number	0016884309
Date	Nov 10, 2025
Instrument	16884/309

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,400 (+6.47%)	$560,500 (-) Land $139,600 Building $420,900
2025	$5,119.00 (+4.38%) Homeowner's exemption	$496,300 (+9.24%)	$560,500 (+20.75%) Land $139,600 Building $420,900
2023		$454,333	$464,200 Land $139,600 Building $324,600
2022	$4,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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