3205 Myrtle Dr, Lapel, IN 46051 Property Records

Madison County property record for 3205 Myrtle Dr, Lapel, IN 46051

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,882 sqft · built 2022
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$415,527 (Jan 2022)
Tax Bill	$4,415 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-9999-6-A053`

Property Details

APN / Parcel Number

Primary APN	`31-9999-6-A053`
Alternative APNs	`48-10-33-100-074.000-032` `00001330871`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,882 sqft Living Area
1st Floor Area	2,882 sqft
Attic	Attic
Attic Area	990 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00001330871
Street Address	3205 MYRTLE DR
City	LAPEL
State	IN
Zip	46051-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY FARMS 0.0000ACRES STR: SECTION: PLAT: IN: OUT:
Legal Subdivision	MONTGOMERY FARMS LAKE AREA B,
Jurisdiction	MADISON IN
Township / Civil Division	STONY CREEK
Census Block Group	1
Census Block	1033
Census Tract	11100

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 MYRTLE DR, LAPEL, IN 46051-9552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FORUM CU
Jan 19, 2022	Warranty Deed, Transfer · Conventional Mortgage STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Sep 27, 2016
Deed Document Number	20221163
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	3205 MYRTLE DR, LAPEL, IN 46051-9552
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R12768
Date	Jul 28, 2022
Instrument	2022R12768

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jul 26, 2039

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jan 19, 2022
Property Address	3205 MYRTLE DR, LAPEL, IN 46051-9552
Document Number	2022R01163
Map Reference	IN 9605868
Instrument Date	Jan 18, 2022
Instrument	2022R01163
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 MYRTLE DR, LAPEL, IN 46051-9552

Mortgage

Document Number	2022R01164
Date	Jan 19, 2022
Instrument	2022R01164

Lender

Name	STAR FINANCIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Municipality	Lapel Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,415.00 (+3.86%) Homeowner's exemption	$468,500 (+19.73%) Land $57,400 Building $411,100	$468,500 (+19.73%) Land $57,400 Building $411,100
2024	$4,251.00 (+35,325%)
2023		$391,300 (+65,116.67%) Land $54,700 Building $336,600	$391,300 (+65,116.67%) Land $54,700 Building $336,600
2022	$12.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD LLC private · serves 65 people · EPA ID IN5248026
Water Source	Purchased surface water from CITIZENS WATER - INDIANAPOLIS
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
On-Ramp Indiana Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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