3205 McMath Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3205 McMath Dr, Palm Harbor, FL 34684 · Last verified January 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Year BuiltBuilt 1989
Square Footage1,332 sqft Heated Area
GarageAttached
OccupancyOwner Occupied
Last Sale$339,000 (2022)
Tax Bill$5,517.00 (2025)

Property Details

APN / Parcel Number

Primary APNC62-000-758-4019-9
Alternative APNs
  • 05-28-16-38906-000-0930
  • 162805389060000930
  • R43014

Interior

Building Area1,332 sqft Heated Area
1st Floor1,332 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeWood Frame Construction
Depth X Width19 ft x 10 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
ViewAverage View

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account NumberR43014
Old Parcel Number162805389060000930
Street Address3205 MCMATH DR
CityPALM HARBOR
StateFL
Zip34684-3434
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionHIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 93
Legal Range16
Legal Township28
Legal Section05
Legal SubdivisionHIGHLAND LAKES
Legal Phase2
Legal Lot Number93
JurisdictionPINELLAS FL
Minor Civil DivisionTARPON SPRINGS
Census Blockgroup1
Census Block1012
Census Tract27331

Owner

Source: Pinellas County records · APN C62-000-758-4019-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Mar 11, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Aug 31, 2022Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Jul 16, 2018Warranty Deed, Transfer
ALBRITTON TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleJul 16, 2018 · Amount on Record
Deed Doc Number2022265131
Deed Book / Page22186 / 2159
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434
Transaction TypeMortgage
Record UpdatedMar 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434

Mortgage

Document Number0223540488
DateFeb 23, 2023
Book Page22354/488
Instrument2023048073
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.37%
Index52-Week T-Bill (1-Year)
Max Rate9.37%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434

Mortgage

Document Number0214291898
DateMar 11, 2021
Book Page21429/1898
Instrument2021079564
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term911 Months
DueFeb 07, 2097
Interest
Rate TypeAdjustable Rate
Rate1.94%
Type Change DateApr 01, 2021
Change FrequencyAnnually
IndexLIBOR

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 31, 2022
Property Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434
Document Number0221862159
Book / Page22186 / 2159
Map ReferenceMB 83 PG 12&13
Instrument DateAug 29, 2022
Instrument2022265131
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanySTAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address799 E KLOSTERMAN RD # RD70, RD70, TARPON SPNGS, FL 34689-7900

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434

Mortgage

Document Number0221862161
DateAug 31, 2022
Book Page22186/2161
Instrument2022265132
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateSep 01, 2037
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.37%
IndexOther
Max Rate9.37%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 16, 2018
Property Address3205 MCMATH DR, PALM HARBOR, FL 34684-3434
Document Number0201280468
Book / Page020128 / 000468
Instrument DateJul 12, 2018
Instrument224257
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyALBRITTON TITLE INC

Transaction

AmountAmount Recorded
Tax$1,218.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 SNOWGOOSE LN PLYMOUTH MA 023605037, PLYMOUTH, MA 02360-5037

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,517.00 (-9.84%)$297,114 (-10.63%)$297,114 (-10.63%) Building $297,114
2023$6,119.00 (+164.55%)$332,443 (+105.17%)$332,443 (+37.4%) Building $332,443
2022$2,313.00 Homeowner's exemption$162,032$241,945 Building $241,945

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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