3205 McKinnon Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 3205 McKinnon Dr, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,086 sqft · built 1994
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on Record
Last Sale$317,000 (Jan 2020)
Tax Bill$2,541 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR06615-012-018-000

Property Details

APN / Parcel Number

Primary APNR06615-012-018-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,086 sqft Living Area
1st Floor Area938 sqft
Basement Area938 sqft
Finished Basement938 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area12,240 sqft (0.281 acres)
TerrainLow
Garage Area420 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area576 sqft
PorchSlab
Porch Area196 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3205 MCKINNON DR
CityWILMINGTON
StateNC
Zip28409-2595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLT 45 OXFORD PLACE SECTION 2
Legal SubdivisionOXFORD PLACE SEC 2
Legal Block12
Legal Lot Number45
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group2
Census Block2022
Census Tract12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3205 MCKINNON DR, WILMINGTON, NC 28409-2595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 3, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Prior SaleApr 2, 2012 · Amount on Record
Deed Document Number2020234
Deed Book / Page6275 / 48
Prior Transfer DateSep 13, 1989
Prior Transfer Doc1469001810
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address3205 MCKINNON DR, WILMINGTON, NC 28409-2595
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00652301949
DateDec 20, 2021
Book Page6523/1949
Instrument2021060096
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJan 3, 2020
Property Address3205 MCKINNON DR, WILMINGTON, NC 28409-2595
Document Number0062750048
Book / Page006275 / 000048
Instrument DateDec 12, 2019
Instrument234
Transaction TypeTransfer
Record UpdatedJan 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 MCKINNON DR WILMINGTON NC 284092595, WILMINGTON, NC 28409-2595

Mortgage

Document Number62750051
DateJan 3, 2020
Book Page006275/000051
Instrument235
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,900 (-) Land $124,200 Building $352,700$476,900 (-) Land $124,200 Building $352,700
2025$2,541.00 (+0.91%)$476,900 (+42.57%) Land $124,200 Building $352,700$476,900 (+42.57%) Land $124,200 Building $352,700
2024$2,518.00 (+2.94%)
2023$2,446.00 (-0.57%)$334,500 Land $78,700 Building $255,800$334,500 Land $78,700 Building $255,800
2022$2,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims5 (2018–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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