3205 McClain Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3205 McClain Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,228 sqft · built 1955
Lot Size	0.335 acres (14,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Oct 2019)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Jun 2019 Refinance Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-126-045`

Property Details

APN / Parcel Number

Primary APN	`8913-19-126-045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,580 sqft (0.335 acres)
Lot Dimensions	162 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	152 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3205 MCCLAIN DR
City	CEDAR FALLS
State	IA
Zip	50613-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY SECOND ADDITION LOT 75
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY SECOND ADDITION
Legal Lot Number	75
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3002
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 MCCLAIN DR, CEDAR FALLS, IA 50613-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK
Oct 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
May 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	2019202000007742
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	2012023482
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3205 MCCLAIN DR, CEDAR FALLS, IA 50613-5715
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018112
Date	Jun 3, 2019
Instrument	201900018112

Lender

Name	PINNACLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 25, 2019
Property Address	3205 MCCLAIN DR, CEDAR FALLS, IA 50613-5715
Document Number	202000007742
Instrument Date	Oct 18, 2019
Instrument	202000007742
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 MCCLAIN DR, CEDAR FALLS, IA 50613-5715

Mortgage

Document Number	202000007743
Date	Oct 25, 2019
Instrument	202000007743

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 31, 2019
Property Address	3205 MCCLAIN DR, CEDAR FALLS, IA 50613-5715
Document Number	201900018025
Instrument Date	May 29, 2019
Instrument	201900018025
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 LYNAM DR, OMAHA, NE 68138-4408

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (+4.17%) Homeowner's exemption	$225,250 (+11.1%) Land $35,100 Building $190,150	$225,250 (+11.1%) Land $35,100 Building $190,150
2024	$2,878.00 (-0.42%)
2023		$202,740 (+22.59%) Land $35,100 Building $167,640	$202,740 (+22.59%) Land $35,100 Building $167,640
2022	$2,890.00 Homeowner's exemption	$165,380 Land $35,100 Building $130,280
2021			$165,380 Land $35,100 Building $130,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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