3205 Mariners Dr, Pensacola, FL 32526 Property Records

Escambia County property record for 3205 Mariners Dr, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,896 sqft · built 1992
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2023)
Tax Bill	$2,237 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-2S-31-1500-002-001`

Property Details

APN / Parcel Number

Primary APN	`08-2S-31-1500-002-001`
Alternative APNs	`092937554` `92937554`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,896 sqft Adjusted Area
1st Floor Area	1,585 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,451 sqft (0.194 acres)
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92937554
Old Parcel Number	092937554
Street Address	3205 MARINERS DR
City	PENSACOLA
State	FL
Zip	32526-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 2 BLK A MARINERS OAKS S/D PB 14 P 70/70A OR 9064 P 1121
Legal Range	31W
Legal Township	02S
Legal Section	08
Legal Subdivision	MARINERS OAKS
Legal Block	A
Legal Lot Number	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2006
Census Tract	3313

Owner

3205 Mariners Dr is owned and occupied by an individual who bought it in November 2023.

Source: Escambia County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3205 MARINERS DR, PENSACOLA, FL 32526-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Document Number	2023088770
Deed Book / Page	9064 / 1121
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 6, 2023
Property Address	3205 MARINERS DR, PENSACOLA, FL 32526-2507
Document Number	0090641121
Book / Page	9064 / 1121
Map Reference	MB 14 PG 70&70A
Instrument Date	Nov 2, 2023
Instrument	2023088770
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3205 MARINERS DR, PENSACOLA, FL 32526-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 MARINERS DR, PENSACOLA, FL 32526-2507

Mortgage

Document Number	0090641123
Date	Nov 6, 2023
Instrument	9064/1123

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year TN
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,933	$204,933 Land $25,000 Building $179,933
2024	$2,237.00 (+81.72%)
2023	$1,231.00 (+3.01%) Homeowner's exemption	$123,665 (+3%)	$205,128 (+14.73%) Land $25,000 Building $180,128
2022	$1,195.00 Homeowner's exemption	$120,064	$178,790 Land $16,000 Building $162,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3205 Mariners Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Mariners Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20