3205 Main St, Bondsville, MA 01009 Property Records

Hampden County and Palmer Town City property record for 3205 Main St, Bondsville, MA 01009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1977
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$501,678 (Jan 2025)
Tax Bill	$5,048 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:91 B:42`

Property Details

APN / Parcel Number

Primary APN	`PALM M:91 B:42`
Alternative APN	`M:0091 L:000042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,164 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3205 MAIN ST
City	BONDSVILLE
State	MA
Zip	01009-7753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	42
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3003
Census Tract	810200

Owner

3205 Main St is owned by two individuals who bought it in January 2025.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3205B MAIN ST, PALMER, MA 01069
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
Feb 5, 2024	Correction Deed
Jan 29, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEST SIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Feb 5, 2024 · Amount on File
Deed Book / Page	25731 / 511
Prior Transfer Date	Feb 2, 2024
Prior Transfer Doc	025312-132
Record Updated	Sep 20, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jan 17, 2025
Property Address	3205 MAIN ST, BONDSVILLE, MA 01009-7753
Document Number	025731-511
Book / Page	25731 / 511
Instrument Date	Nov 17, 2024
Instrument	2721
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3205B MAIN ST, PALMER, MA 01069

Mortgage

Document Number	0000002723
Date	Jan 17, 2025
Instrument	2723

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	PALMER MA
Recording Date	Feb 5, 2024
Property Address	3205 MAIN ST, BONDSVILLE, MA 01009-7753
Document Number	025312-132
Book / Page	25312 / 132
Instrument Date	Feb 2, 2024
Instrument	5075
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 BOSTWICK LN, CHICOPEE, MA 01020-3863

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jan 29, 2024
Property Address	3205 MAIN ST, BONDSVILLE, MA 01009-7753
Document Number	025304-245
Book / Page	25304 / 245
Instrument Date	Jan 20, 2024
Instrument	3907
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 BOSTWICK LN, CHICOPEE, MA 01020-3863

Mortgage

Document Number	0000003908
Date	Jan 29, 2024
Instrument	3908

Lender

Name	WEST SIDE LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Main St was $5,048, up 7.9% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,048.00 (+7.86%)	$265,800 (+10.24%) Land $56,100 Building $209,700	$299,060 (+4.72%)
2024	$4,680.00 (+2.81%)	$241,100 (+7.63%) Land $50,900 Building $190,200	$285,570
2023	$4,552.00	$224,000 Land $50,900 Building $173,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONDSVILLE FIRE AND WATER DISTRICT serves 1,429 people · EPA ID MA1227002
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	2.1 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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