Monroe County property record for 3205 Harborview St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1958 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Sep 2020) |
| Tax Bill | $551 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-012-00 |
| Primary APN | 07-776-012-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3205 HARBORVIEW ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F-12 DETROIT BEACH LOT 12. |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 831300 |
Source: Monroe County records · APN 07-776-012-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 29, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Nov 04, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN LLC |
| Apr 23, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 202020189 |
| Last Transfer Date | Oct 01, 2022 |
| Transfer Doc | 0000021063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 01, 2022 |
| Property Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 0000021063 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Oct 01, 2022 |
| Instrument | 2022R21063 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 HARBORVIEW ST, 3205, MONROE, MI 48162-4928 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 0000021064 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022R21064 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 29, 2020 |
| Property Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 2020R20189 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020R20189 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2058 BLUE SPRUCE DR, 2058, TROY, MI 48085-3579 |
| Name | Verified Name |
|---|---|
| Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 2020R20190 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020R20190 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 04, 2020 |
| Property Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 0000023735 |
| Instrument Date | Jul 12, 2020 |
| Instrument | 23735 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3205 HARBORVIEW LIVONIA MI 48152, LIVONIA, MI 48152 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 0000013275 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3205 HARBORVIEW ST MONROE MI 481624928, MONROE, MI 48162-4928 |
| Document Number | 0000013275 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 13275 |
| Name | MICHIGAN LLC |
|---|---|
| Address | 35560 GRAND RIVER AVE # 164, FARMINGTON HILLS, MI 48335-3123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Apr 23, 2020 |
| Property Address | 3205 HARBORVIEW ST, MONROE, MI 48162-4928 |
| Document Number | 0000007822 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 7822 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2058 BLUE SPRUCE DR TROY MI 480853579, TROY, MI 48085-3579 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,300 (+60.82%) | $148,600 (+60.82%) | |
| 2025 | $551.00 (-63.77%) Homeowner's exemption | ||
| 2023 | $1,521.00 Homeowner's exemption | $46,200 | $92,400 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 414 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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