Mecklenburg County property record for 3205 Gulfstream Ct, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1991 |
| Lot Size | 0.237 acres (10,351 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2022) |
| Tax Bill | $3,476 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-421-23 |
| Primary APN | 193-421-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 2,938 sqft |
| 1st Floor Area | 1,508 sqft |
| Upper Floors Area | 748 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,351 sqft (0.237 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 193-421-23 |
|---|---|
| Street Address | 3205 GULFSTREAM CT |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9(CD) |
| Legal Description | L67 B3 M22-970 |
| Legal Subdivision | FAIRBRIDGE/CALLAWAY PLANTATION |
| Legal Block | 3 |
| Legal Lot Number | 67 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5716 |
3205 Gulfstream Ct is owned and occupied by an individual who bought it in April 2022.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Oct 25, 2018 · Amount on File |
| Deed Document Number | 0037292796 |
| Deed Book / Page | 37292 / 796 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 28, 2022 |
| Property Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Document Number | 0000065233 |
| Book / Page | 37292 / 796 |
| Map Reference | MB 22 PG 970 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022065233 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 MUSIC HALL WAY, CHARLOTTE, NC 28203-5385 |
| Name | Verified Name |
|---|---|
| Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Document Number | 0000065234 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022065234 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 25, 2018 |
| Property Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Document Number | 0000134458 |
| Book / Page | 33066 / 874 |
| Map Reference | MB22 PG970 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 2018134458 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 CENTER ST, 83, BEMUS POINT, NY 14712-9628 |
| Name | Verified Name |
|---|---|
| Address | 127 N TRYON ST UNIT 317, 317, CHARLOTTE, NC 28202-1171 |
| Document Number | 0000134459 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018134459 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 1, 2017 |
| Property Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Document Number | 0000103419 |
| Book / Page | 32011 / 348 |
| Map Reference | MB22 PG970 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017103419 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10112 MOUNT HOLLY RD, 10112, CHARLOTTE, NC 28214-9347 |
| Name | Verified Name |
|---|---|
| Address | 3205 GULFSTREAM CT, MATTHEWS, NC 28105-7438 |
| Document Number | 0000103421 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017103421 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 3205 Gulfstream Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3205 Gulfstream Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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