3205 Geraldine Ct, Union, KY 41091 Property Records

Boone County property record for 3205 Geraldine Ct, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,263 sqft · built 2022
Lot Size0.192 acres (8,407 sqft)
OwnerIndividual Name on Record
Last Sale$400,525 (Sep 2022)
Tax Bill$4,550 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN051.02-15-260.00

Property Details

APN / Parcel Number

Primary APN051.02-15-260.00
Alternative APN
  • 54825

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,263 sqft Finished Area

Exterior

Year BuiltBuilt 2022
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Lot Area8,407 sqft (0.192 acres)
Garage TypeAttached
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address3205 GERALDINE CT
CityUNION
StateKY
Zip41091-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 260 SEC 2 PH 2 BALLYSHANNON
Legal Phase2
Legal Lot Number260
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3006
Census Tract70318

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3205 GERALDINE CT, UNION, KY 41091-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Sep 27, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 2, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleFeb 2, 2022 · Amount on Record
Deed Document Number894359
Deed Book / PageD1195 / 128
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address3205 GERALDINE CT, UNION, KY 41091-2001
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 GERALDINE CT, UNION, KY 41091-2001

Mortgage

Document Number0M4728/698
DateFeb 23, 2024
Book PageM4728/698
Instrument1008834
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
Address8763 UNION CENTRE BLVD, WEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMar 17, 2039

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateSep 27, 2022
Property Address3205 GERALDINE CT, UNION, KY 41091-2001
Document Number0D1195/128
Book / PageD1195 / 128
Map ReferenceCAB 6 SL 371
Instrument DateSep 19, 2022
Instrument894359
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 2, 2022
Title CompanyNOT AVAILABLE, AHTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 BARNWOOD DR, 142, EDGEWOOD, KY 41017-2501

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3205 GERALDINE CT, UNION, KY 41091-2001

Mortgage

Document Number0000894363
DateSep 27, 2022
Instrument894363
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateFeb 2, 2022
Property Address3205 GERALDINE CT, UNION, KY 41091-2001
Document Number0D1181/739
Book / PageD1181 / 739
Map ReferenceCAB 6 PG 371
Instrument DateJan 20, 2022
Instrument860250
Transaction TypeTransfer
Record UpdatedDec 2, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 BAMWOOD DRIVE, EDGEWOOD, KY 41017
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,550.00 (-1.77%)$400,500 (-) Land $68,000 Building $332,500
2024$400,500 (-) Land $68,000 Building $332,500
2023$4,632.00$400,500 Land $68,000 Building $332,500$400,500 Land $68,000 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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