3205 Gateway Dr, Independence, MO 64057 Property Records

Jackson County property record for 3205 Gateway Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,270 sqft · built 1994
Lot Size	0.225 acres (9,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$486,447 (Nov 2022)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-840-01-21`

Property Details

APN / Parcel Number

Primary APN	`25-840-01-21`
Alternative APNs	`25-840-01-21-00-0-00-000` `25840012100000001` `772647`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,270 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Finished Basement	956 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,804 sqft (0.225 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	156 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	772647
Street Address	3205 GATEWAY DR
City	INDEPENDENCE
State	MO
Zip	64057-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30 LOT 14
Legal Subdivision	NOTTINGHAM PLACE 1ST PLAT-LOTS 1-30
Legal Block	1
Legal Lot Number	14
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1004
Census Tract	14701

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC
Sep 4, 2020	Deed of Trust, Mortgage FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Aug 3, 2015
Deed Document Number	2022101596
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	0000126138
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 11, 2026
Property Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322
Document Number	0000059982
Instrument Date	Aug 3, 2026
Instrument	202659982
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322

Mortgage

Document Number	0000059982,
Date	Aug 11, 2026
Instrument	202659982

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 9, 2022
Property Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322
Document Number	00E0101596
Instrument Date	Nov 8, 2022
Instrument	2022E0101596
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322

Mortgage

Document Number	00E0101623
Date	Nov 9, 2022
Instrument	2022E0101623

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3205 GATEWAY DR, INDEPENDENCE, MO 64057-3322
Document Number	0000E82324
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GATEWAY DR INDEPENDENCE MO 640573322, INDEPENDENCE, MO 64057-3322

Mortgage

Document Number	0000E82324
Date	Sep 11, 2020
Instrument	82324E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,818 (-) Land $9,299 Building $53,519	$330,620 (-)
2025	$4,489.00 (-0.62%)	$62,818 (-3.66%) Land $9,299 Building $53,519	$330,620 (-3.66%)
2024	$4,517.00 (+2.33%)
2023	$4,414.00 (+25.83%)	$65,207 (+37.28%) Land $6,831 Building $58,376	$343,190 (+37.28%)
2022	$3,508.00	$47,500 Land $4,650 Building $42,850
2021			$250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1990)
Most Recent Claim	May 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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