3205 Garnet St SE, Olympia, WA 98501 Property Records

Thurston County property record for 3205 Garnet St SE, Olympia, WA 98501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,200 sqft · built 2010
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2023)
Tax Bill	$10 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72710000500`

Property Details

APN / Parcel Number

Primary APN	`72710000500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	810 sqft
Upper Floors Area	1,390 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Concrete
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3205 GARNET ST SE
City	OLYMPIA
State	WA
Zip	98501-2776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-18
Legal Description	SECTION 19 TOWNSHIP 18 RANGE 1W QUARTER SW NE PLAT SCHUUR BROTHERS LT 5 DOCUMENT 4021242 & AS AMENDED BY AFFIDAVIT OF MINOR CORRECTION AFN 4076911
Legal Range	01
Legal Township	18
Legal Section	19
Legal Subdivision	SCHUUR BROTHERS
Legal Block	1
Legal Lot Number	5
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1005
Census Tract	10700

Owner

3205 Garnet St SE is owned and occupied by an individual who bought it in September 2023.

Source: Thurston County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer AEGIS LAND TITLE GROUP
Sep 1, 2023	Quit Claim Deed, Transfer AEGIS LAND TITLE GROUP
Jul 1, 2021	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	20234989545
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0004989546
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 1, 2023
Property Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Document Number	0004989545
Map Reference	AF 4076911
Instrument Date	Aug 25, 2023
Instrument	4989545
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	AEGIS LAND TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$8,489.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Sep 1, 2023
Property Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Document Number	0004989546
Map Reference	AF 4076911
Instrument Date	Aug 17, 2023
Instrument	4989546
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	AEGIS LAND TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jul 1, 2021
Property Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Document Number	0004863345
Map Reference	AF 4021242
Instrument Date	Jun 29, 2021
Instrument	4863345
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776

Mortgage

Document Number	0004863346
Date	Jul 1, 2021
Instrument	4863346

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Aug 27, 2020
Property Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Document Number	0004778101
Map Reference	AF 4021242
Instrument Date	Aug 20, 2020
Instrument	4778101
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776

Mortgage

Document Number	0004778102
Date	Aug 27, 2020
Instrument	4778102

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3205 GARNET ST SE, OLYMPIA, WA 98501-2776
Document Number	0004625760
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	THURSTON COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3205 GARNET ST SE OLYMPIA WA 985012776, OLYMPIA, WA 98501-2776

Mortgage

Document Number	0004625760
Date	May 11, 2018
Instrument	4625760

Lender

Name	MONEY SOURCE (NY) INC
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3205 Garnet St SE was $10.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Olympia City
Unified School District	Olympia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$544,000 Land $99,900 Building $444,100	$544,000 Land $99,900 Building $444,100
2024	$5,095.00 (+0.81%)
2023	$5,054.00
2022		$506,600 Land $58,000 Building $448,600	$506,600 Land $58,000 Building $448,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3205 Garnet St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Garnet St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLYMPIA serves 126,966 people · EPA ID WA5363450
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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