Carteret County property record for 3205 Evans St, Morehead City, NC 28557 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1935 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | Individual Name on File |
| Last Sale | $882,000 (Apr 2016) |
| Tax Bill | $11,884 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6376.19.61.7612000 |
| Primary APN | 6376.19.61.7612000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Heated Area |
| Gross Area | 2,530 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,515 sqft (0.448 acres) |
| Lot Dimensions | 254 ft deep x 75 ft wide |
| Garage Type | Finished |
| Porch | Porch |
|---|---|
| Porch Area | 266 sqft |
| Patio Area | 5 sqft |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 57389 |
|---|---|
| Street Address | 3205 EVANS ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L550 566 W549 565 SUNSET SHORE MOREHEAD CITY |
| Legal Subdivision | SUNSET SHORES |
| Legal Lot Number | 550,566 566 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970403 |
Source: Carteret County records · APN 6376.19.61.7612000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2016 · Amount on Record |
| Deed Sale | Apr 01, 2016 · Amount on Record |
| Deed Document Number | 0001538236 |
| Deed Book / Page | 1538 / 236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Document Number | 0017650348 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 1765/348 |
| Instrument | 1765348 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0016590409 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 1659/409 |
| Instrument | 1659409 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0017030467 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 1703/467 |
| Instrument | 1703467 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Document Number | 0016270422 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3205 EVANS ST MOREHEAD CITY NC 285573223, MOREHEAD CITY, NC 28557-3223 |
| Document Number | 0016270422 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 001627/000422 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | GOLDSBORO, NC 27532 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 3205 EVANS ST, MOREHEAD CITY, NC 28557-3223 |
| Document Number | 0015700369 |
| Book / Page | 001570 / 000369 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1200 WEST RD KINSTON NC 285012720, KINSTON, NC 28501-2720 |
| Document Number | 0015700369 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 001570/000369 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | GOLDSBORO, NC 27534 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,884.00 (+162.28%) | $2,076,949 (+51.74%) Land $1,606,675 Building $470,274 | $2,076,949 (+51.74%) Land $1,606,675 Building $470,274 |
| 2023 | $1,368,768 Land $1,281,825 Building $86,943 | $1,368,768 Land $1,281,825 Building $86,943 | |
| 2022 | $4,531.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 34 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force 7 of 34 on primary residences |
| Nearby Flood Claims | 35 (1993–2018) |
| Claims Outside the SFHA | 9 of 35 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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