3205 Emerald Springs Loop, Sevierville, TN 37862 Property Records

Sevier County property record for 3205 Emerald Springs Loop, Sevierville, TN 37862

Property Summary

Property Type	Commercial
Details	2 ba · 2,148 sqft · built 2022
Lot Size	0.623 acres (27,114 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Apr 2023)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Jun 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`113D-A-017.00`

Property Details

APN / Parcel Number

Primary APN	`113D-A-017.00`
Alternative APNs	`16113EA113D01700` `078113D A 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,148 sqft Gross Area
1st Floor Area	1,810 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,114 sqft (0.623 acres)
Terrain	Mountain

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Finished/Open Porch
Deck Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3205 EMERALD SPRINGS LOOP
City	SEVIERVILLE
State	TN
Zip	37862
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-1
Legal Description	SHAGBARK SEC 16H PB 19 PG 44 LOT 14
Legal Subdivision	SHAGBARK SEC 16H
Legal Lot Number	14
Jurisdiction	SEVIER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	80901

Owner

Source: Sevier County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
Aug 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 21, 2023	Intrafamily Transfer, Transfer
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Apr 8, 2022	Quit Claim Deed, Transfer · Construction Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20239816
Deed Book / Page	6298 / 443
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000029644
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061970559
Date	Oct 6, 2022
Book Page	6197/559
Instrument	22039741

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SEVIERVILLE, TN 37862

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2023

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEVIER TN
Recording Date	Jun 15, 2026
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Document Number	0000021387
Book / Page	6964 / 541
Instrument Date	May 19, 2026
Instrument	202621387
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BETTER SETTLEMENT SVCS LLC, BETTERS SETTLEMENT SERVICES LL

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021388,
Date	Jun 15, 2026
Instrument	202621388

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEVIER TN
Recording Date	Jun 15, 2026
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Document Number	0069640541
Book / Page	6964 / 541
Instrument Date	May 19, 2026
Instrument	202621387
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SETTLEMENT SERVICES, BETTERS SETTLEMENT SERVICES LL

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021388,
Date	Jun 15, 2026
Instrument	202621388

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEVIER TN
Recording Date	Aug 27, 2026
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862
Document Number	0000029644
Book / Page	7013 / 109
Instrument Date	Aug 18, 2023
Instrument	202629644
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEVIER TN
Recording Date	Jun 21, 2023
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862-8624
Document Number	0063400129
Book / Page	6340 / 129
Map Reference	MB 19 PG 44
Instrument Date	Jun 6, 2023
Instrument	23018480
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Apr 17, 2023
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862-8624
Document Number	0062980443
Book / Page	6298 / 443
Map Reference	MB 19 PG 44
Instrument Date	Apr 12, 2023
Instrument	23009816
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,089.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862-8624

Mortgage

Document Number	0023009817
Date	Apr 17, 2023
Instrument	23009817

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.2%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEVIER TN
Recording Date	Apr 8, 2022
Property Address	3205 EMERALD SPRINGS LOOP, SEVIERVILLE, TN 37862-8624
Document Number	0060720505
Book / Page	6072 / 505
Map Reference	MB 19 PG 44
Instrument Date	Apr 6, 2022
Instrument	22016467
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LORI CT # LING, LING, LEXINGTON, SC 29072-3417

Mortgage

Document Number	0022016468
Date	Apr 8, 2022
Instrument	22016468

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Oct 6, 2023

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (+7,957.58%)	$179,640 (+6%) Land $6,000 Building $173,640	$449,100 (+4,89%) Land $15,000 Building $434,100
2023		$112,275 (+4,89%) Land $3,750 Building $108,525
2022		$2,250 Land $2,250	$9,000 (-98%) Land $9,000
2021	$33.00		$449,100 Land $15,000 Building $434,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 92% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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