3205 E Kristen Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3205 E Kristen Ct, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,404 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2018)
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-01875-40`

Property Details

APN / Parcel Number

Primary APN	`015-01875-40`
Alternative APN	`53-08-11-302-002.000-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,404 sqft Living Area
1st Floor Area	3,404 sqft
Family Room	Family Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	312 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-01875-40
Street Address	3205 E KRISTEN CT
City	BLOOMINGTON
State	IN
Zip	47401-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYDE PARK SEC 9 LOT 140
Legal Subdivision	HYDE PARK SUB SEC NINE
Legal Lot Number	140
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1012
Census Tract	1001

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC
May 23, 2018	Deed, Transfer · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	20186597
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010836
Date	Aug 2, 2017
Instrument	2017010836

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000330
Date	Jan 10, 2018
Instrument	2018000330

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020018247
Date	Oct 30, 2020
Instrument	2020018247

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	May 23, 2018
Property Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Document Number	2018006597
Map Reference	CABB ENV329
Instrument Date	May 21, 2018
Instrument	2018006597
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 E KRISTEN CT, BLOOMINGTON, IN 47401-4427
Investor	Possibly a Property Investor

Mortgage

Document Number	2018006599
Date	May 23, 2018
Instrument	2018006599

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,185.00 (-6.59%)	$498,900 (-1.33%) Land $113,200 Building $385,700	$498,900 (-1.33%) Land $113,200 Building $385,700
2024	$5,551.00 (+5.53%)
2023		$505,600 (+8.43%) Land $113,200 Building $392,400	$505,600 (+8.43%) Land $113,200 Building $392,400
2022	$5,260.00 Homeowner's exemption	$466,300 Land $99,300 Building $367,000	$466,300 Land $99,300 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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