Delaware County property record for 3205 E Grays Ct, Muncie, IN 47302 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,938 sqft · built 1937 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Apr 2023) |
| Tax Bill | $727 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-14-428-016.000-003 |
| Primary APN | 18-11-14-428-016.000-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 918 sqft |
| Attic | Attic |
| Attic Area | 2,040 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 14 428 016 000 |
|---|---|
| Street Address | 3205 E GRAYS CT |
| City | MUNCIE |
| State | IN |
| Zip | 47302-2787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT EHLF SE QTR S14 T20 R10 0.250 AC |
| Legal Range | 10E |
| Legal Township | 20N |
| Legal Section | 14 |
| Legal Subdivision | PERKINS SECOND ADD & A SUB |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1300 |
Source: Delaware County records · APN 18-11-14-428-016.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 E GRAYS CT, MUNCIE, IN 47302-2787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage INDIAN HOUSING DEV AUTHORITY |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA |
| Apr 05, 2023 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC |
| May 10, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2023 · Amount on Record |
| Deed Sale | Apr 05, 2023 · Amount on Record |
| Prior Sale | May 10, 2021 |
| Deed Document Number | 20234513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 3205 E GRAYS CT, MUNCIE, IN 47302-2787 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R04515 |
|---|---|
| Date | Apr 05, 2023 |
| Instrument | 2023R04515 |
| Name | INDIAN HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Apr 03, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 3205 E GRAYS CT, MUNCIE, IN 47302-2787 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2021R21408 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021R21408 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 14, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Apr 05, 2023 |
| Property Address | 3205 E GRAYS CT, MUNCIE, IN 47302-2787 |
| Document Number | 2023R04513 |
| Map Reference | DE63PG388 |
| Instrument Date | Apr 03, 2023 |
| Instrument | 2023R04513 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | IN |
| Document Number | 2023R04514 |
|---|---|
| Date | Apr 05, 2023 |
| Instrument | 2023R04514 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | May 10, 2021 |
| Property Address | 3205 E GRAYS CT, MUNCIE, IN 47302-2787 |
| Document Number | 2021R07125 |
| Map Reference | DE63PG388 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021R07125 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2200 W MCGALLIARD RD, MUNCIE, IN 47304-2188 |
| Investor | Possibly a Property Investor |
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727.00 (+3.41%) | $74,600 (+78.9%) Land $4,300 Building $70,300 | $74,600 (+78.9%) Land $4,300 Building $70,300 |
| 2024 | $703.00 (+32.39%) | ||
| 2023 | $531.00 (-37.31%) | $41,700 (-1.18%) Land $4,300 Building $37,400 | $41,700 (-1.18%) Land $4,300 Building $37,400 |
| 2022 | $847.00 | $42,200 Land $4,300 Building $37,900 | $42,200 Land $4,300 Building $37,900 |
Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180350013001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 15 (1985–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Aug 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 4% of the US · above 27% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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