3205 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 3205 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 1908
Lot Size	0.328 acres (14,300 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Mar 2017)
Tax Bill	$4,440 (2024)
Deeds & Mortgages	May 2017 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-26-277-010`

Property Details

APN / Parcel Number

Primary APN	`7924-26-277-010`
Alternative APN	`110/03782-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	1,047 sqft
Upper Floors Area	641 sqft
Basement Area	957 sqft

Exterior

Year Built	Built 1908
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	175 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3205 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 BLK 3 KRYSHERS 2ND ADD PLAT 4
Legal Range	24W
Legal Township	79N
Legal Section	26
Legal Subdivision	KRYSHERS 2ND ADDITION PLAT 4
Legal Block	3
Legal Lot Number	14,15 15
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1015
Census Tract	500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 E 13TH ST, DES MOINES, IA 50316-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Jan 3, 2006
Deed Document Number	2016-00079191
Deed Book / Page	16416 / 0387
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3205 E 13TH ST, DES MOINES, IA 50316-1227
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600091822
Date	May 8, 2017
Book Page	16469/0953
Instrument	2016-00091822

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 24, 2017
Property Address	3205 E 13TH ST, DES MOINES, IA 50316-1227
Document Number	201600079191
Book / Page	16416 / 0387
Instrument Date	Mar 17, 2017
Instrument	2016-00079191
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 E 13TH ST, DES MOINES, IA 50316-1227

Mortgage

Document Number	201600079193
Date	Mar 24, 2017
Book Page	16416/0391
Instrument	2016-00079193

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,600 (+16%) Land $40,200 Building $216,400	$256,600 (+16%) Land $40,200 Building $216,400
2024	$4,440.00 (+16.11%)
2023		$221,200 Land $34,500 Building $186,700	$221,200 Land $34,500 Building $186,700
2020	$3,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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