3205 Doniphan Ave, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3205 Doniphan Ave, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,582 (Sep 2025)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2023 Line of Credit + 1 more
APN	`06-5.0-15-004-003-021.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-004-003-021.000`

Interior

Building Area	1,180 sqft Base Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	137 ft deep x 72 ft wide

Location & Zoning

Street Address	3205 DONIPHAN AVE
City	SAINT JOSEPH
State	MO
Zip	64507-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DUNCAN'S ADDITION LOT:7 BLK:2LGL DESC:E 21' LOT 7 ALL LOT 8 W 11' LOT 9
Legal Subdivision	DUNCANS ADDITION
Legal Block	2
Legal Lot Number	7-9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3015
Census Tract	1600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Feb 2, 2015 · Amount on Record
Deed Document Number	20257688
Deed Book / Page	3811 / 632
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 DONLPHAN AVE, SAINT JOSEPH, MO 64507-1914

Mortgage

Document Number	003784/731
Date	Feb 22, 2023
Book Page	3784/731
Instrument	2023001216

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914

Mortgage

Document Number	003784/219
Date	Jan 31, 2023
Book Page	3784/219
Instrument	2023000696

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 19, 2025
Property Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914
Document Number	003811/632
Book / Page	3811 / 632
Instrument Date	Sep 15, 2025
Instrument	2025007688
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 STONECREST DR, SAINT JOSEPH, MO 64506-3139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3205 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1914

Mortgage

Document Number	2025007697
Date	Sep 19, 2025
Instrument	2025007697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00	$18,910 (+6.12%) Land $3,250 Building $15,660	$99,520 (+6.1%) Land $17,100 Building $82,420
2024	$1,356.00 (+15.8%)	$17,820 (-) Land $3,250 Building $14,570
2023	$1,171.00 (-0.68%)	$17,820 (-) Land $3,250 Building $14,570	$93,800 (-) Land $17,100 Building $76,700
2022	$1,179.00	$17,820 Land $3,250 Building $14,570
2021			$93,800 Land $17,100 Building $76,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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