Guilford County property record for 3205 Derby Cir, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,088 sqft · built 2021 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Mar 2022) |
| Tax Bill | $3,873 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7801987259-000 |
| Primary APN | 7801987259-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 2,538 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3205 DERBY CIR |
|---|---|
| City | HIGH POINT |
| State | NC |
| Zip | 27265-2597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | BOULDING BRANCH ESTATES LO:1 PH:1 PL:202-43 |
| Legal Subdivision | BOULDING BRANCH ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | HIGH POINT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 14412 |
3205 Derby Cir is owned and occupied by two individuals who bought it in March 2022.
Source: Guilford County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Mar 28, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on File |
| Deed Sale | Mar 28, 2022 · Amount on File |
| Prior Sale | Dec 21, 2020 · Amount on File |
| Deed Document Number | 202220016 |
| Deed Book / Page | 8596 / 1288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Document Number | 0089741108 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 8974/1108 |
| Instrument | 2025045626 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Document Number | 0087722322 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 8772/2322 |
| Instrument | 2023048277 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Mar 28, 2022 |
| Property Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Document Number | 0085961288 |
| Book / Page | 8596 / 1288 |
| Map Reference | MB 202 PG 43 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022020016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3205 DERBY CIR, HIGH POINT, NC 27265-2597 |
| Document Number | 2022020017 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022020017 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 3205 Derby Cir was $3,873.
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,873.00 | $281,100 Land $50,000 Building $231,100 | $281,100 Land $50,000 Building $231,100 |
| 2023 | $3,789.00 | $271,700 Land $50,000 Building $221,700 | $271,700 (+443.4%) Land $50,000 Building $221,700 |
| 2022 | $50,000 Land $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3205 Derby Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3205 Derby Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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