3205 Cole Ave, Waco, TX 76707 Property Records

McLennan County property record for 3205 Cole Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,294 sqft · built 1948
Lot Size0.192 acres (8,364 sqft)
OwnerIndividual Name on Record
Tax Bill$5,293 (2024)
Deeds & MortgagesMay 2023 Mortgage
Jan 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN480060000033000

Property Details

APN / Parcel Number

Primary APN480060000033000
Alternative APNs
  • 4800600000330000111
  • 165516

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1948
Exterior MaterialStone
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions133 ft deep x 63 ft wide
Garage TypeDetached
Garage Area253 sqft
DrivewayDriveway
Driveway Area920 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area488 sqft
Patio Area680 sqft
FenceFence
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number165516
Old Parcel Number4800600000330000111
Street Address3205 COLE AVE
CityWACO
StateTX
Zip76707-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBROOKVIEW HILLS LOT 21 BLOCK B ACRES .192
Legal SubdivisionBROOKVIEW HILLS
Legal BlockB
Legal Lot Number21
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2002
Census Tract800

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3205 COLE AVE, WACO, TX 76707-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Vendor's Lien, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Jan 19, 2022Warranty Deed, Transfer
ALAMO TITLE COMPANY
Jul 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023
Deed SaleMay 26, 2023
Prior SaleJan 19, 2022
Deed Document Number2023015731
Record UpdatedJun 7, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 26, 2023
Property Address3205 COLE AVE, WACO, TX 76707-2536
Document Number0000015731
Map ReferenceVOL 517 PG 14
Instrument DateMay 22, 2023
Instrument2023015731
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 COLE AVE, WACO, TX 76707-2536

Mortgage

Document Number0000015732
DateMay 26, 2023
Instrument2023015732
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate8.62%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change8.62%
Max Rate At Change10.6%
IndexOther
Max Rate13.6%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 19, 2022
Property Address3205 COLE AVE, WACO, TX 76707-2536
Document Number0000002399
Map ReferenceVOL 517 PG 14
Instrument DateDec 15, 2021
Instrument2022002399
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3205 COLE AVE, 3205, WACO, TX 76707-2536

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 VARSITY DR, PRESCOTT, AZ 86301-7851

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJul 31, 2019
Property Address3205 COLE AVE, WACO, TX 76707-2536
Document Number0000025290
Instrument DateJul 30, 2019
Instrument25290
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 COLE AVE WACO TX 767072536, WACO, TX 76707-2536

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJul 25, 2017
Property Address3205 COLE AVE, WACO, TX 76707-2536
Document Number0000023904
Instrument DateJul 21, 2017
Instrument23904
Transaction TypeTransfer
Record UpdatedAug 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 2303 WACO TX 767032303, WACO, TX 76703-2303

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$297,600 (+34.05%) Land $22,080 Building $275,520$297,600 (+34.05%) Land $22,080 Building $275,520
2024$5,293.00 (+29.67%)
2023$222,000 Land $22,080 Building $199,920$222,000 Land $22,080 Building $199,920
2022$4,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1989–2026)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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