Muskegon County property record for 3205 Colby Rd, Whitehall, MI 49461
| Property Type | Commercial |
|---|---|
| Details | 3,177 sqft · built 1989 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Company Name on File |
| Last Sale | $205,000 (Jan 2013) |
| Tax Bill | $8,718 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03027200001800 |
| Primary APN | 03027200001800 |
|---|---|
| Alternative APN |
|
| Total Rooms | 1 Room |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,177 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 41,382 sqft (0.95 acres) |
| Street Address | 3205 COLBY RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-8602 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B COM |
| Legal Description | WHITEHALL TOWNSHIP THAT PART OF SW 1/4 OF NE 1/4 DESC AS FOL: COM AT E 1/4 COR TH N 88 DEG 21'33 W 1324.27 FT TH N O DEG 0 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3702 |
3205 Colby Rd, a commercial property, is owned by a company that acquired it in May 2021.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5710 KENSTYN DR SW, GRANDVILLE, MI 49418-8789 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Jun 2, 2021 | Quit Claim Deed, Transfer · Line of Credit CHOICEONE BANK |
| May 21, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on File |
| Deed Sale | Jan 7, 2013 · Amount on File |
| Prior Sale | Oct 30, 2006 · Amount on File |
| Deed Document Number | 20135436906 |
| Deed Book / Page | 3935 / 220 |
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 004263/301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 3205 COLBY RD, WHITEHALL, MI 49461-8602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004263/302 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 4263/302 |
| Instrument | 5728962 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 3205 COLBY RD, WHITEHALL, MI 49461-8602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4263/459 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 4263/459 |
| Instrument | 5729119 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 2, 2021 |
| Property Address | 3205 COLBY RD, WHITEHALL, MI 49461-8602 |
| Document Number | 4263/301 |
| Book / Page | 4263 / 301 |
| Instrument Date | May 26, 2021 |
| Instrument | 5728961 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5710 KENSTYN DR SW, 5710, WYOMING, MI 49418-8789 |
| Name | Verified Name |
|---|---|
| Address | 5710 KENSTYN DR SW, WYOMING, MI 49418-8789 |
| Document Number | 4263/302 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 4263/302 |
| Instrument | 5728962 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | MUSKEGON, MI 49441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 3205 COLBY RD, WHITEHALL, MI 49461-8602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005623557 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 4157/794 |
| Instrument | 5623557 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3205 Colby Rd was $8,718.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Whitehall Township |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (+4.93%) | $392,000 (+4.93%) | |
| 2025 | $8,718.00 | $186,800 | $373,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3205 Colby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3205 Colby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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