3205 Clearwater Dr, Prescott, AZ 86305 Property Records

Yavapai County property record for 3205 Clearwater Dr, Prescott, AZ 86305

Property Summary

Property Type	Single Family Home
Details	3,138 sqft · built 2006
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jan 2020)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106-49-029`

Property Details

APN / Parcel Number

Primary APN	`106-49-029`
Alternative APNs	`1064902902` `106490292`

Interior

Stories	1 Story
Building Area	3,138 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	3,138 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	106490292
Street Address	3205 CLEARWATER DR
City	PRESCOTT
State	AZ
Zip	86305-7175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS AT WILLOW CREEK - RESIDENTIAL LOT 1 CONT .82AC S EC 9&16-14-2W M&P 49/15-17
Legal Range	02W
Legal Township	14
Legal Section	16
Legal Subdivision	CROSSINGS AT WILLOW CREEK
Legal Lot Number	1
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1001
Census Tract	1004

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 CLEARWATER DR, PRESCOTT, AZ 86305-7175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOOTHILLS BK
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BK/ARIZONA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20205494
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3205 CLEARWATER DR, PRESCOTT, AZ 86305-7175
Document Number	0000080229
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3205 CLEARWATER DR PRESCOTT AZ 863057175, PRESCOTT, AZ 86305-7175

Mortgage

Document Number	0000080229
Date	Dec 22, 2020
Instrument	80229

Lender

Name	FOOTHILLS BK
Type	Bank
Address	YUMA, AZ 85367

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 31, 2020
Property Address	3205 CLEARWATER DR, PRESCOTT, AZ 86305-7175
Document Number	0000005494
Instrument Date	Jan 16, 2020
Instrument	5494
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 12109 PRESCOTT AZ 863042109, PRESCOTT, AZ 86304-2109

Mortgage

Document Number	5495
Date	Jan 31, 2020
Instrument	5495

Lender

Name	STATE BK/ARIZONA
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$120,866 (+0.72%)	$1,208,664 (+0.72%) Land $184,729 Building $1,023,935
2025	$3,784.00 (+8.74%)	$120,000 Land $14,982 Building $105,018	$1,200,000 Land $149,819 Building $1,050,181
2022	$3,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks, MTE Communications, T-Mobile.

Nearby Properties on Clearwater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures