3205 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3205 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	2,801 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$324,400 (Jul 2018)
Tax Bill	$6,577 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R261197`

Property Details

APN / Parcel Number

Primary APN	`R261197`
Alternative APNs	`54928090401900108` `261197`

Interior

Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	3,582 sqft
1st Floor Area	1,673 sqft
2nd Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3205 CHARING CROSS RD
City	MIDLOTHIAN
State	TX
Zip	76065-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK D WINDERMERE ESTATES .22 AC
Legal Subdivision	WINDERMERE ESTATES
Legal Block	D
Legal Lot Number	19
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1014
Census Tract	60220

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 2, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG
Jun 2, 2017	Warranty Deed, Transfer DHI TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	201818727
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000018727
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281

Mortgage

Document Number	0002336102
Date	Dec 8, 2023
Instrument	2336102

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2048

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281

Mortgage

Document Number	2136062
Date	Aug 17, 2021
Instrument	2136062

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 1, 2048

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 2, 2018
Property Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281
Document Number	0000018727
Instrument Date	Jun 29, 2018
Instrument	18727
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 CHARING CROSS RD MIDLOTHIAN TX 760651281, MIDLOTHIAN, TX 76065-1281

Mortgage

Document Number	18728
Date	Jul 2, 2018
Instrument	18728

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 2, 2017
Property Address	3205 CHARING CROSS RD, MIDLOTHIAN, TX 76065-1281
Document Number	0000015251
Instrument Date	Jun 1, 2017
Instrument	15251
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6751 NORTH FWY FORT WORTH TX 761312802, FORT WORTH, TX 76131-2802
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,410 (-3.46%) Land $110,000 Building $334,410	$444,410 (-3.46%) Land $110,000 Building $334,410
2025	$6,577.00 (-3.25%) Homeowner's exemption	$460,319 (-11.7%) Land $110,000 Building $350,319	$460,319 (-11.7%) Land $110,000 Building $350,319
2024	$6,798.00 (+8.56%)
2023	$6,262.00 (+579.91%) Homeowner's exemption	$521,288 Land $110,000 Building $411,288	$521,288 Land $110,000 Building $411,288
2018	$921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Element8.

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