Stearns County property record for 3205 Century Ct, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 1994 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Sep 2025) |
| Tax Bill | $4,244 (2026) |
| Deeds & Mortgages | Sep 2025 Sale Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46394-0026 |
| Primary APN | 82-46394-0026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Width | 50 ft Width |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3205 CENTURY CT |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 014 BLK 001 CRESTVIEW SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 26 |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 402 |
3205 Century Ct is owned and occupied by two individuals who bought it in September 2025.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer TITLEMARK PLLC, TITLE MARK LLC |
| Mar 29, 2024 | Warranty Deed, Transfer ALL AMERICAN TITLE |
| Nov 16, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Feb 2, 2024 · Amount on File |
| Deed Document Number | 20251700298 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 25, 2025 |
| Property Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Document Number | 00A1700298 |
| Instrument Date | Sep 16, 2025 |
| Instrument | A1700298 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | TITLEMARK PLLC, TITLE MARK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 29, 2024 |
| Property Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Document Number | 00A1669647 |
| Instrument Date | Feb 2, 2024 |
| Instrument | A1669647 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | ALL AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 16, 2022 |
| Property Address | 3205 CENTURY CT, SAINT CLOUD, MN 56301-9568 |
| Document Number | 00A1644435 |
| Instrument Date | Nov 1, 2022 |
| Instrument | A1644435 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3205 Century Ct was $4,244.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,244.00 | ||
| 2025 | $303,400 Land $50,000 Building $253,400 | $303,400 Land $50,000 Building $253,400 | |
| 2024 | $3,648.00 (+5.01%) | ||
| 2023 | $3,474.00 | $291,300 Land $50,000 Building $241,300 | $291,300 Land $50,000 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3205 Century Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3205 Century Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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