3205 C St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 3205 C St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2020)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1131228015`

Property Details

APN / Parcel Number

Primary APN	`1131228015`
Alternative APN	`105385`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	117 ft deep x 75 ft wide

Location & Zoning

Account Number	105385
Street Address	3205 C ST
City	ROCK FALLS
State	IL
Zip	61071-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNREC ALLENS ACRES E 75 OF W 135 OF S 1/2 LOT 54 53800X
Legal Lot Number	54
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1018
Census Tract	1700

Owner

3205 C St is owned and occupied by an individual who bought it in July 2020.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3205 C ST, ROCK FALLS, IL 61071-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · FHA Mortgage IXONIA BK
May 19, 2017	Warranty Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	20204011
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 7, 2020
Property Address	3205 C ST, ROCK FALLS, IL 61071-2413
Document Number	0000004011
Instrument Date	Jul 6, 2020
Instrument	4011
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3205 C ST ROCK FALLS IL 610712413, ROCK FALLS, IL 61071-2413

Mortgage

Document Number	4012
Date	Jul 7, 2020
Instrument	4012

Lender

Name	IXONIA BK
Type	Bank
Address	WAUKESHA, WI 53186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 19, 2017
Property Address	3205 C ST, ROCK FALLS, IL 61071-2413
Document Number	0000002800
Instrument Date	Dec 7, 2016
Instrument	2800
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 C ST ROCK FALLS IL 610712413, ROCK FALLS, IL 61071-2413

Mortgage

Document Number	2801
Date	May 19, 2017
Instrument	2801

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3205 C St was $2,645.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00	$34,511 Land $3,019 Building $31,492
2024			$103,533 Land $9,057 Building $94,476

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 C St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 C St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

Nearby Properties on C St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures