3205 Big Piney Dr, Festus, MO 63028 Property Records

Jefferson County property record for 3205 Big Piney Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 2021
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$298,500 (Aug 2021)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197.035.00000096`

Property Details

APN / Parcel Number

Primary APN	`197.035.00000096`
Alternative APN	`1970350 096`

Interior

Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	714 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3205 BIG PINEY DR
City	FESTUS
State	MO
Zip	63028-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TIMBER WOLF VALLEY 2 LOT 74
Legal Range	6E
Legal Township	40N
Legal Section	35
Legal Subdivision	TIMBER WOLF VALLEY 2
Legal Block	2
Legal Lot Number	74
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2023
Census Tract	701404

Owner

3205 Big Piney Dr is owned and occupied by an individual who bought it in August 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Jan 21, 2021	Warranty Deed, Transfer · Construction Mortgage MIDWEST REGIONAL BANK
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS
Apr 14, 2017	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Jan 21, 2021 · Amount on File
Deed Document Number	202135208
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 12, 2021
Property Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202
Document Number	2021R035208
Map Reference	MB 216 PG 12
Instrument Date	Aug 9, 2021
Instrument	2021R-035208
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2021
Title Company	TRUE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7600 SAXON RD, 7600, BARNHART, MO 63012-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202

Mortgage

Document Number	2021R035209
Date	Aug 12, 2021
Instrument	2021R-035209

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 21, 2021
Property Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202
Document Number	0000002958
Map Reference	MB 246 PG 12
Instrument Date	Jan 15, 2021
Instrument	2021R-002958
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9645 CLAYTON RD STE 200, 200, SAINT LOUIS, MO 63124-1564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 SAXON RD, BARNHART, MO 63012-2502

Mortgage

Document Number	0000002959
Date	Jan 21, 2021
Instrument	2021R-002959

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202
Document Number	0000035672
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

Mortgage

Document Number	0000035672
Date	Nov 26, 2018
Instrument	35672

Lender

Name	CENTRAL BK/ST LOUIS
Address	ST LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 14, 2017
Property Address	3205 BIG PINEY DR, FESTUS, MO 63028-6202
Document Number	0000011287
Instrument Date	Apr 13, 2017
Instrument	11287
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9645 CLAYTON RD #200 ST LOUIS MO 631241564, 200, ST LOUIS, MO 63124-1564

Tax Assessment & Valuation

The 2025 property tax bill for 3205 Big Piney Dr was $3,526.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,500 (-) Land $7,700 Building $47,800	$292,100 Land $40,700 Building $251,400
2025	$3,526.00	$55,500 Land $7,700 Building $47,800
2024			$292,100 (+9.24%) Land $40,700 Building $251,400
2023	$3,245.00	$50,800 Land $7,700 Building $43,100	$267,400 Land $40,700 Building $226,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3205 Big Piney Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3205 Big Piney Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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