Clay County property record for 3205 Bellows Ct, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1992 |
| Lot Size | 0.284 acres (12,414 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-25-008989-007-13 |
| Primary APN | 04-05-25-008989-007-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| Gross Area | 2,961 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,414 sqft (0.284 acres) |
| Lot Dimensions | 150 ft deep x 83 ft wide |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 271 sqft |
| Deck Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3205 BELLOWS CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 13 VILLAGES OF FIRESIDE UNIT 1 AS REC O R 2495 PG 1901 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 04 |
| Legal Subdivision | VILLAGES OF FIRESIDE |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30210 |
3205 Bellows Ct is owned and occupied by an individual who acquired it in December 2023.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3205 BELLOWS CT, MIDDLEBURG, FL 32068-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 |
| Deed Sale | Dec 11, 2023 |
| Prior Sale | Dec 26, 2002 · Amount on File |
| Deed Document Number | 2005013178 |
| Deed Book / Page | 2495 / 1901 |
| Prior Transfer Date | Mar 7, 2005 |
| Prior Transfer Doc | 2005013178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3205 BELLOWS CT, MIDDLEBURG, FL 32068-4210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3205 BELLOWS CT, MIDDLEBURG, FL 32068-4210 |
| Document Number | 0045641508 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4564/1508 |
| Instrument | 2022006201 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3205 BELLOWS CT, MIDDLEBURG, FL 32068-4210 |
| Document Number | 0041541659 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3205 BELLOWS CT MIDDLEBURG FL 320684210, MIDDLEBURG, FL 32068-4210 |
| Document Number | 0041541659 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 004154/001659 |
| Instrument | 917 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
The 2025 property tax bill for 3205 Bellows Ct was $2,008 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 Homeowner's exemption Widower's exemption | $176,826 | $321,642 Land $60,000 Building $261,642 |
| 2023 | $2,258.00 (+8.87%) Homeowner's exemption | $166,838 (+3%) | $312,646 (+14.66%) Land $60,000 Building $252,646 |
| 2022 | $2,074.00 Homeowner's exemption | $161,979 | $272,667 Land $50,000 Building $222,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3205 Bellows Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3205 Bellows Ct is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures