32048 Corte Carmela, Temecula, CA 92592 Property Records

Riverside County property record for 32048 Corte Carmela, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,205 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Nov 1997)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`954-380-006`

Property Details

APN / Parcel Number

Primary APN	`954-380-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	2,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32048 CORTE CARMELA
City	TEMECULA
State	CA
Zip	92592-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 MB 225/051 TR 22916-2
Legal Subdivision	TRACT NO 22916 2
Legal Tract	22916-2
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1008
Census Tract	43262

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 1997 · Amount on Record
Deed Sale	Nov 26, 1997 · Amount on Record
Deed Document Number	1997436417
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306

Mortgage

Document Number	0000266226
Date	Jun 13, 2022
Instrument	2022-0266226

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306

Mortgage

Document Number	0000315550
Date	May 24, 2021
Instrument	2021-0315550

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247181
Date	Jun 20, 2017
Instrument	2017-0247181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32048 CORTE CARMELA, TEMECULA, CA 92592-4306
Document Number	0000128893
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32048 CORTE CARMELA TEMECULA CA 925924306, TEMECULA, CA 92592-4306

Mortgage

Document Number	0000128893
Date	Apr 17, 2019
Instrument	128893

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2044

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,052 (+2%) Land $48,912 Building $257,140
2025	$3,752.00 (+2.37%) Homeowner's exemption	$300,052 (+4.04%) Land $47,953 Building $252,099
2023	$3,665.00 (+2.43%) Homeowner's exemption	$288,402 Land $46,092 Building $242,310
2022	$3,578.00
2021			$530,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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