32045 720th Ave, Collins, IA 50055 Property Records

Story County property record for 32045 720th Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,003 sqft · built 1924
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2024)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-27-200-250`

Property Details

APN / Parcel Number

Primary APN	`16-27-200-250`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,003 sqft Living Area
1st Floor Area	823 sqft
Basement Area	823 sqft
Finished Basement	587 sqft
Unfinished Basement	236 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	A-Frame
Exterior Material	Baked Enamel
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	76 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	32045 720TH AVE
City	COLLINS
State	IA
Zip	50055-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	SECTION:27 TOWNSHIP:82 RANGE:21 NE NE PARCEL A CFN 10-174
Legal Range	21W
Legal Township	82N
Legal Section	27
Legal Subdivision	88827
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2150
Census Tract	10200

Owner

32045 720th Ave is owned and occupied by an individual who bought it in February 2024.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	32045 720TH AVE, COLLINS, IA 50055-8046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Deed Document Number	2024891
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0000003197
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 16, 2024
Property Address	32045 720TH AVE, COLLINS, IA 50055-8046
Document Number	0202400891
Map Reference	MB 10 PG 174
Instrument Date	Feb 13, 2024
Instrument	2024-00891
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	NOT AVAILABLE, ATS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32045 720TH AVE, COLLINS, IA 50055-8046

Mortgage

Document Number	0202400893
Date	Feb 16, 2024
Instrument	2024-00893

Lender

Name	SCALE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 32045 720th Ave was $2,816 with a homeowner's exemption, up 9.7% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00 (+9.74%) Homeowner's exemption	$392,100 Land $279,600 Building $112,500	$392,100 Land $279,600 Building $112,500
2024	$2,566.00
2023		$209,400 Land $107,300 Building $102,100	$343,800
2022	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32045 720th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32045 720th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 720th Ave

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