3204 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3204 Vincent Rd, Clyde, MI 48049

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,928 sqft · built 1995
Lot Size0.84 acres (36,590 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Dec 2010)
Tax Bill$2,292 (2025)
Deeds & MortgagesAug 2018 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN74-15-035-4001-200

Property Details

APN / Parcel Number

Primary APN74-15-035-4001-200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,928 sqft Living Area
1st Floor Area1,096 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area36,590 sqft (0.84 acres)
Lot Dimensions271 ft deep x 120 ft wide
Garage Area874 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3204 VINCENT RD
CityCLYDE
StateMI
Zip48049-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBEG S 89D 51M 12S E 1312.94' & S 919.38' FROM W 1/4 COR, TH S 139.06', TH S 57D 57M 20S W 264.70', TH N 42D 50M 18S W 120',
Legal Range16E
Legal Township07N
Legal Section35
Legal SubdivisionSPARLINGS BLACK RIVER
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group3
Census Block3025
Census Tract633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3204 VINCENT RD, CLYDE, MI 48049-4438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2010 · Amount on Record
Deed SaleDec 22, 2010 · Amount on Record
Deed Document Number201028064
Deed Book / Page4097 / 739
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3204 VINCENT RD, CLYDE, MI 48049-4438
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049760128
DateAug 9, 2018
Book Page4976/128
Instrument2018017905
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3204 VINCENT RD, CLYDE, MI 48049-4438
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051690066
DateApr 1, 2020
Book Page5169/66
Instrument2020007390
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,700 (+1.5%)$283,400 (+1.5%)
2025$2,292.00 (+3.01%) Homeowner's exemption$139,600 (+17.02%)
2024$2,225.00 (+11.98%)$279,200 (+17.02%)
2023$119,300
2022$1,987.00$238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

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