3204 Summerchase Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3204 Summerchase Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,505 sqft · built 1986
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$173,500 (Aug 2022)
Tax Bill	$875 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-4-108-00-0`

Property Details

APN / Parcel Number

Primary APN	`042-4-108-00-0`
Alternative APNs	`26127` `18585`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,505 sqft Gross Area
1st Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3204 SUMMERCHASE CIR
City	AUGUSTA
State	GA
Zip	30909-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SUMMERCHASE (00100) 002-A
Legal Subdivision	SUMMERCHASE
Legal Block	A
Legal Lot Number	2
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4002
Census Tract	1604

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3204 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	May 25, 2012 · Amount on Record
Deed Document Number	20226771
Deed Book / Page	1856 / 2659
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0012901210
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 25, 2022
Property Address	3204 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Document Number	0018562659
Book / Page	1856 / 2659
Instrument Date	Aug 25, 2022
Instrument	2022-006771
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151

Mortgage

Document Number	0018560000002661
Date	Aug 31, 2022
Book Page	0000001856/0000002661
Instrument	2022037142

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 14, 2020
Property Address	3204 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Document Number	0017340059
Book / Page	001734 / 000059
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SUMMERCHASE CIR AUGUSTA GA 309094151, AUGUSTA, GA 30909-4151

Mortgage

Document Number	17340061
Date	Jul 14, 2020
Book Page	001734/000061

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$875.00 (-17.84%)
2025	$1,065.00 (-26.65%)	$71,896 (+11.58%) Land $11,200 Building $60,696	$179,740 (+11.58%) Land $28,000 Building $151,740
2023	$1,452.00 (+368.39%) Senior Citizen's exemption Additional exemption filed	$64,432 (+23.7%) Land $11,200 Building $53,232	$161,080 (+23.7%) Land $28,000 Building $133,080
2022	$310.00	$52,088 Land $11,200 Building $40,888	$130,219 Land $28,000 Building $102,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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