3204 Sarah Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 3204 Sarah Ln, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,186 sqft · built 2021
Lot Size	0.305 acres (13,291 sqft)
Owner	Individual Name on File
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-05-0-00125-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-05-0-00125-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,186 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,291 sqft (0.305 acres)

Location & Zoning

Street Address	3204 SARAH LN
City	HERNANDO
State	MS
Zip	38632-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON ESTATE PUD SEC C LOT 125
Legal Subdivision	JEFFERSON ESTATE
Legal Lot Number	125
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-5-21-05-0-00125-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3204 SARAH LN, HERNANDO, MS 38632-1005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Feb 04, 2021	Warranty Deed, Transfer SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC
Feb 04, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2021
Deed Sale	Feb 04, 2021
Deed Document Number	0000947414
Deed Book / Page	947 / 414
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3204 SARAH LN, HERNANDO, MS 38632-1005
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SARAH LN, HERNANDO, MS 38632-1005

Mortgage

Document Number	5660/14692
Date	Mar 07, 2023
Book Page	5660/14692

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 04, 2021
Property Address	3204 SARAH LN, HERNANDO, MS 38632-1005
Document Number	000947/414
Book / Page	947 / 414
Map Reference	MB 133 PG 8
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5863 SCOTT BLVD, HORN LAKE, MS 38637-3350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SARAH LN, HERNANDO, MS 38632-1005

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 04, 2021
Property Address	3204 SARAH LN, HERNANDO, MS 38632-1005
Document Number	000947/414
Book / Page	947 / 414
Map Reference	MB 133 PG 8
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5863 SCOTT BLVD, 5863, HORN LAKE, MS 38637-3350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 SARAH LN, HERNANDO, MS 38632-1005

Mortgage

Document Number	0005154630
Date	Feb 04, 2021
Instrument	5154/630

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+16.18%)	$35,440 (+36.77%) Land $4,200 Building $31,240	$354,401 (+36.77%) Land $42,000 Building $312,401
2023	$3,295.00	$25,912	$259,116 Land $42,000 Building $217,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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