3204 S Steven Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3204 S Steven Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,272 sqft · built 1983
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Trust Names on File
Last Sale	$385,000 (Mar 2021)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-26-454-008-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-26-454-008-000`
Alternative APN	`31271`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,272 sqft Finished Area
1st Floor Area	1,272 sqft
Basement Area	1,152 sqft
Finished Basement	872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,551 sqft (0.196 acres)
Lot Dimensions	114 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31271
Street Address	3204 S STEVEN DR
City	SIOUX FALLS
State	SD
Zip	57106-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 2 FAIRWAY PARK ADDN TO SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	2
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2011
Census Tract	1107

Owner

3204 S Steven Dr is owner-occupied and held in a trust since March 2021.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3204 S STEVEN DR, SIOUX FALLS, SD 57106-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VOYAGE FCU
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage VOYAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Book / Page	603-D / 261
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3204 S STEVEN DR, SIOUX FALLS, SD 57106-3003
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG1975/78
Date	Sep 15, 2023
Book Page	MTG 1975/78

Lender

Name	VOYAGE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 8, 2028

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 5, 2021
Property Address	3204 S STEVEN DR, SIOUX FALLS, SD 57106-3003
Document Number	603DEED/261
Book / Page	603 DEED / 261
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8209 E ROUGHLOCK ST, 8209, SIOUX FALLS, SD 57110-6293

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 S RED WILLOW AVE, SIOUX FALLS, SD 57110-6271

Mortgage

Document Number	01916MTG39
Date	Mar 5, 2021
Instrument	1916 MTG/39

Lender

Name	VOYAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3204 S Steven Dr was $4,332.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,491 (-10.16%) Land $25,615 Building $262,876	$288,491 Land $25,615 Building $262,876
2025	$4,332.00	$321,100 (+5.31%) Land $25,900 Building $295,200
2024	$4,332.00	$304,900 Land $25,900 Building $279,000
2022	$3,809.00	$254,000 Land $25,900 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 S Steven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 S Steven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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