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3204 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 3204 S 3rd St, Waco, TX 76706 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1910
Lot Size0.494 acres (21,519 sqft)
OwnerIndividual Name on File
Tax Bill$4,274 (2024)
Deeds & MortgagesSep 2025 Mortgage
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN480185000029000

Property Details

APN / Parcel Number

Primary APN480185000029000
Alternative APNs
  • 4801850000290000111
  • 173825

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1910
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area21,519 sqft (0.494 acres)
Lot Dimensions191 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area681 sqft
Patio Area288 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number173825
Old Parcel Number4801850000290000111
Street Address3204 S 3RD ST
CityWACO
StateTX
Zip76706-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRENCH J LOT A1 BLOCK 3 ACRES .494
Legal SubdivisionFRENCH J
Legal Block3
Legal Lot NumberA1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1004
Census Tract1900

Owner

Source: McLennan County records · APN 480185000029000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3204 S 3RD ST, WACO, TX 76706-4116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Sep 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3204 S 3RD ST, WACO, TX 76706-4116
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 LA SALLE AVE A, A, WACO, TX 76706-6422
InvestorPossibly a Property Investor

Mortgage

Document Number0000027899
DateSep 12, 2025
Instrument2025027899
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3204 S 3RD ST, WACO, TX 76706-4116
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 LA SALLE AVE A, A, WACO, TX 76706-6422
InvestorPossibly a Property Investor

Mortgage

Document Number0000027902
DateSep 12, 2025
Instrument2025027902
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$192,090 (+12.51%) Land $72,950 Building $119,140$192,090 (+12.51%) Land $72,950 Building $119,140
2024$4,274.00 (+11.68%)
2023$170,730 Land $72,950 Building $97,780$170,730 Land $72,950 Building $97,780
2022$3,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090019001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Nearby Flood Policies41 units insured
2 under condo master policies

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pavlov MediaFiber8,000 / 8,000
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
HelmscoFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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