1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Royal Tern Dr

3204 Royal Tern Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 3204 Royal Tern Dr, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,696 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2020)
Tax Bill$4,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-12-531504-001940
Alternative APNs
  • 122826531504001940
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,696 sqft Living Area
Gross Area3,136 sqft Gross Area
1st Floor1,128 sqft 1st Floor
Upper Floors1,568 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area112 sqft Porch

Location & Zoning

Street Address3204 ROYAL TERN DR
CityWINTER HAVEN
StateFL
Zip33881-7303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE LANDINGS PHASE 3 PB 168 PGS 5-7 LOT 194
Legal Range26E
Legal Township28S
Legal Section12
Legal SubdivisionLAKESIDE LANDINGS PHASE 3
Legal Phase3
Legal Block1
Legal Lot Number194
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup1
Census Block1036
Census Tract12802

Owner

Source: Polk County records · APN 26-28-12-531504-001940

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3204 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Jan 10, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Doc Number2020160983
Deed Book / Page11328 / 2101
Record RefreshedSep 20, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 10, 2020
Property Address3204 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
Document Number0113282101
Book / Page011328 / 002101
Instrument DateAug 04, 2020
Instrument160983
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 27, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3204 ROYAL TERN DR WINTER HAVEN FL 338817303, WINTER HAVEN, FL 33881-7303

Mortgage

Document Number113282102
DateAug 10, 2020
Book Page011328/002102
Instrument160984
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 10, 2020
Property Address3204 ROYAL TERN DR, WINTER HAVEN, FL 33881-7303
Document Number0111032171
Book / Page011103 / 002171
Instrument DateJan 09, 2020
Instrument7457
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,250.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,240.00 (-21.22%) Homeowner's exemption$270,259 (+5.99%)$283,317 (-9.39%) Land $58,000 Building $225,317
2023$5,382.00 (+5.43%) Homeowner's exemption$254,992 (+3%)$312,684 (+26.3%) Land $56,000 Building $256,684
2022$5,105.00 Homeowner's exemption$247,565 Land $46,000 Building $201,565$247,565 Land $46,000 Building $201,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 495 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Royal Tern Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures