Onslow County property record for 3204 River Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,499 sqft · built 1979 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,500 (Dec 2019) |
| Tax Bill | $1,783 (2026) |
| Deeds & Mortgages | Dec 2019 Sale Nov 2019 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1151A-36 |
| Primary APN | 1151A-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,499 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Waterfront - Canal |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 456275000 |
|---|---|
| Street Address | 3204 RIVER RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L2 MOORES KNOB |
| Legal Subdivision | MOORES KNOB |
| Legal Lot Number | 2 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 103 |
3204 River Rd is owned by two individuals who bought it in December 2019.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 279, GULF BREEZE, FL 32562-0279 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Warranty Deed, Transfer GROVER C III CADDELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Prior Sale | Nov 20, 2019 · Amount on File |
| Deed Book / Page | 5068 / 346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 5, 2019 |
| Property Address | 3204 RIVER RD, STELLA, NC 28582-9609 |
| Document Number | 0050680346 |
| Book / Page | 005068 / 000346 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $237.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 279 GULF BREEZE FL 325620279, GULF BREEZE, FL 32562-0279 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 20, 2019 |
| Property Address | 3204 RIVER RD, STELLA, NC 28582-9609 |
| Document Number | 0050600844 |
| Book / Page | 005060 / 000844 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $237.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3201 RIVER RD STELLA NC 285829668, STELLA, NC 28582-9668 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 20, 2017 |
| Property Address | 3204 RIVER RD, STELLA, NC 28582-9609 |
| Document Number | 0046900540 |
| Book / Page | 004690 / 000540 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 719 KATHRYN AVE JACKSONVILLE NC 285406830, JACKSONVILLE, NC 28540-6830 |
| Document Number | 46900543 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 004690/000543 |
| Name | GROVER C III CADDELL |
|---|---|
| Address | 3201 RIVER RD, STELLA, NC 28582-9668 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 19, 2022 |
| Document Number | 46900547, |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 004690/000547 |
| Name | GROVER C III CADDELL |
|---|---|
| Address | 3201 RIVER RD, STELLA, NC 28582-9668 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 19, 2022 |
The 2026 property tax bill for 3204 River Rd was $1,783.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,783.00 | $299,260 (+9.91%) Land $54,250 Building $245,010 | $299,260 (+9.91%) Land $54,250 Building $245,010 |
| 2025 | $1,783.00 | $272,273 Land $54,250 Building $218,023 | $272,273 Land $54,250 Building $218,023 |
| 2023 | $1,783.00 | $272,273 Land $54,250 Building $218,023 | $272,273 Land $54,250 Building $218,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3204 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3204 River Rd is moderate, ranking above 68% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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