3204 Riva Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 3204 Riva Rd, Riva, MD 21140

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,169 sqft · built 1965
Lot Size0.272 acres (11,840 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jan 2025)
Tax Bill$4,465 (2024)
Deeds & MortgagesSep 2023 Transfer
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-654-07743025

Property Details

APN / Parcel Number

Primary APN02-654-07743025
Alternative APNs
  • 2-654-07743025
  • 65407743025

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,169 sqft Living Area
1st Floor Area1,440 sqft
Basement Area729 sqft
Finished Basement729 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,840 sqft (0.272 acres)
PorchOpen Porch
Porch Area504 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number65407743025
Street Address3204 RIVA RD
CityRIVA
StateMD
Zip21140-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionPT LT 165 RIVA FARMS
Legal SubdivisionRIVA FARMS
Legal Block2
Legal Lot Number165
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2023
Census Tract702300

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3204 RIVA RD, RIVA, MD 21140-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Intrafamily Transfer, Transfer
Jul 20, 2022Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
May 13, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2025 · Amount on Record
Deed SaleJan 28, 2025 · Amount on Record
Prior SaleJul 20, 2022 · Amount on Record
Deed Book / Page41060 / 327
Prior Transfer DateJul 25, 2023
Prior Transfer Doc0399620061
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateSep 27, 2023
Property Address3204 RIVA RD, RIVA, MD 21140-1112
Document Number0399620061
Book / Page39962 / 61
Map ReferenceMB 24 PG 42
Instrument DateAug 4, 2023
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3204 RIVA RD, RIVA, MD 21140-1112
InvestorPossibly a Property Investor

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 20, 2022
Property Address3204 RIVA RD, RIVA, MD 21140-1112
Document Number0389510471
Book / Page38951 / 471
Map ReferenceMB 24 PG 42
Instrument DateJul 6, 2022
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3204 RIVA RD, RIVA, MD 21140-1112

Mortgage

Document Number0038951475
DateJul 20, 2022
Instrument38951/475
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3204 RIVA RD, RIVA, MD 21140-1112
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 RIVA RD, RIVA, MD 21140-1112

Mortgage

Document Number0367770266
DateMay 13, 2021
Book Page36777/266
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$420,100 (+14.69%)$447,000 (+22.03%) Land $233,500 Building $213,500
2024$4,465.00
2023Disabled Person's exemption Veteran's exemption$366,300 Land $223,500 Building $142,800$366,300 Land $223,500 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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