Hamilton County property record for 3204 Pebblebrook Ln, Cincinnati, OH 45251
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,810 sqft · built 1979 |
| Lot Size | 5.86 acres (255,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Jun 2026) |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0102-0815-00 |
| Primary APN | 510-0102-0815-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| Gross Area | 1,940 sqft |
| 1st Floor Area | 630 sqft |
| 2nd Floor Area | 680 sqft |
| Basement Area | 630 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 255,282 sqft (5.86 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3204 PEBBLEBROOK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-5132 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 63 - 1.4204 % NORTHGATE II CONDOMINIUM AMENDMENT NO. 2 |
| Legal Subdivision | NORTHGATE II CONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20741 |
3204 Pebblebrook Ln, a condominium, is owned by an individual who bought it in June 2026.
Source: Hamilton County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3204 PEBBLEBROOK LN, 63, CINCINNATI, OH 45251-5132 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Jun 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC |
| Jun 19, 2018 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | May 2, 2024 · Amount on File |
| Deed Document Number | 202645917 |
| Deed Book / Page | 15684 / 1002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 10, 2026 |
| Property Address | 3204 PEBBLEBROOK LN, CINCINNATI, OH 45251-5132 |
| Document Number | 0000045917 |
| Book / Page | 15684 / 1002 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202645917 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,966.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 PEBBLEBROOK LN, 63, CINCINNATI, OH 45251-5132 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045918, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202645918 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3204 PEBBLEBROOK LN, CINCINNATI, OH 45251-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000054810 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 14680/1295 |
| Instrument | 2022-0054810 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95834 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 19, 2018 |
| Property Address | 3204 PEBBLEBROOK LN, CINCINNATI, OH 45251-5132 |
| Document Number | 0000002051 |
| Map Reference | DD4138 PG981 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 18-0052051 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PRODIGY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3204 PEBBLEBROOK LN # 63, 63, CINCINNATI, OH 45251-5132 |
| Document Number | 0000002052 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 18-0052052 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 3204 Pebblebrook Ln was $2,972, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 (+2.52%) | $51,643 (-) Land $5,775 Building $45,868 | $147,550 Land $16,500 Building $131,050 |
| 2024 | $2,899.00 (+1.15%) | $51,643 (-) Land $5,775 Building $45,868 | |
| 2023 | $2,866.00 (+42.09%) | $51,643 (+73.79%) Land $5,775 Building $45,868 | $147,550 Land $16,500 Building $131,050 |
| 2022 | $2,017.00 | $29,715 Land $2,968 Building $26,747 | |
| 2020 | $84,900 Land $8,480 Building $76,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3204 Pebblebrook Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1993) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3204 Pebblebrook Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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