3204 Munoz St, Laredo, TX 78045 Property Records

Webb County property record for 3204 Munoz St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,958 sqft · built 2012
Lot Size	0.134 acres (5,830 sqft)
Owner	Individual Name on Record
Last Sale	$248,800 (Dec 2018)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-15004-150`

Property Details

APN / Parcel Number

Primary APN	`985-15004-150`
Alternative APN	`437446`

Interior

Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,830 sqft (0.134 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	456 sqft

Location & Zoning

Street Address	3204 MUNOZ ST
City	LAREDO
State	TX
Zip	78045-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SHILOH CROSSING, BLOCK 4, LOT 15, PHASE 1
Legal Subdivision	SHILOH CROSSING
Legal Phase	1
Legal Block	4
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3003
Census Tract	1725

Owner

Source: Webb County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3204 MUNOZ ST, LAREDO, TX 78045-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Dec 17, 2018	Vendor's Lien, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	20181347357
Deed Book / Page	4521 / 328
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0001299773
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Oct 8, 2026
Property Address	3204 MUNOZ ST, LAREDO, TX 78045-5000
Document Number	0001600256
Book / Page	6122 / 261
Instrument Date	Sep 2, 2026
Instrument	20261600256
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 MUNOZ ST, LAREDO, TX 78045-5000

Mortgage

Document Number	0001600256,
Date	Oct 8, 2026
Book Page	6122/261
Instrument	20261600256

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Jan 1, 2049

Interest

Max Rate	-1%

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 17, 2018
Property Address	3204 MUNOZ ST, LAREDO, TX 78045-5000
Document Number	004521/328
Book / Page	4521 / 328
Map Reference	VOL 29 PG 34
Instrument Date	Dec 14, 2018
Instrument	1347357
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3204 MUNOZ ST, 3204, LAREDO, TX 78045-5000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 MUNOZ ST, LAREDO, TX 78045-5000

Mortgage

Document Number	0001347358
Date	Dec 17, 2018
Instrument	1347358

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,693 (-0.71%) Land $81,270 Building $323,423	$404,693 (-0.71%) Land $81,270 Building $323,423
2025	$2,062.00 (+7.62%) Homeowner's exemption	$407,576 (+18.59%) Land $81,270 Building $326,306	$407,576 (+18.59%) Land $81,270 Building $326,306
2024	$1,916.00 (-9.41%)
2023		$343,690 Land $68,211 Building $275,479	$343,690 Land $68,211 Building $275,479
2022	$2,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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