3204 Hector Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3204 Hector Ln, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,583 sqft · built 2019
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$658,000 (Sep 2026)
Tax Bill	$6,138 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Refinance + 3 more
APN	`0441006000590`

Property Details

APN / Parcel Number

Primary APN	`0441006000590`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,583 sqft Living Area
1st Floor Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,852 sqft (0.318 acres)
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3204 HECTOR LN
City	CHESAPEAKE
State	VA
Zip	23323-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	59 BROOKS RUN PH 4
Legal Subdivision	BROOKS RUN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21301

Owner

3204 Hector Ln is owned and occupied by an individual who bought it in September 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage GEORGE MASON MORTGAGE LLC
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Jun 20, 2024 · Amount on File
Deed Document Number	202624568
Deed Book / Page	11025 / 540
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 23, 2026
Property Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Document Number	0000024568
Book / Page	11025 / 540
Instrument Date	Sep 9, 2026
Instrument	202624568
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,458.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466

Mortgage

Document Number	0000024569,
Date	Sep 23, 2026
Book Page	11025/544
Instrument	202624569

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010521/409
Date	Feb 14, 2022
Book Page	10521/409
Instrument	220005285

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	STRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10199/1781
Date	Aug 14, 2020
Book Page	10199/1781
Instrument	200027924

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10369/1609
Date	May 12, 2021
Book Page	10369/1609
Instrument	210021834

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 26, 2019
Property Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466
Document Number	10025/1451
Book / Page	10025 / 1451
Instrument Date	Jun 24, 2019
Instrument	190015614
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 HECTOR LN, CHESAPEAKE, VA 23323-1466

Mortgage

Document Number	190015615
Date	Jun 26, 2019
Instrument	190015615

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3204 Hector Ln was $6,138.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,800 (+6.43%) Land $170,000 Building $476,800	$646,800 (+6.43%) Land $170,000 Building $476,800
2025	$6,138.00	$607,700 Land $160,000 Building $447,700	$607,700 Land $160,000 Building $447,700
2023		$598,600 (+11.18%) Land $155,000 Building $443,600	$598,600 (+11.18%) Land $155,000 Building $443,600
2022		$538,400 Land $145,000 Building $393,400	$538,400 Land $145,000 Building $393,400
2019	$4,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3204 Hector Ln; there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 Hector Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hector Ln

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