3204 Garrison Park Cir, Memphis, TN 38119 Property Records

Shelby County property record for 3204 Garrison Park Cir, Memphis, TN 38119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1996
Lot Size0.137 acres (5,962 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Sep 2008)
Tax Bill$1,577 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-1088-C0-0006

Property Details

APN / Parcel Number

Primary APN08-1088-C0-0006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
Gross Area1,909 sqft
1st Floor Area1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,962 sqft (0.137 acres)
Lot Dimensions123 ft deep x 40 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area73 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3204 GARRISON PARK CIR
CityMEMPHIS
StateTN
Zip38119-8960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-2
Legal DescriptionNS GARRISON PARK CL
Legal SubdivisionGARRISON PARK P D PHASE 1 SECTION A
Legal Lot Number6
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group1
Census Block1005
Census Tract21334

Owner

3204 Garrison Park Cir is owned and occupied by an individual who bought it in September 2008.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3204 GARRISON PARK CIR, MEMPHIS, TN 38119-8960
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2018Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK
Mar 27, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2008 · Amount on File
Deed SaleSep 30, 2008 · Amount on File
Prior SaleOct 29, 1996 · Amount on File
Deed Document Number2008129012
Record UpdatedOct 29, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address3204 GARRISON PARK CIR, MEMPHIS, TN 38119-8960
Document Number0000040689
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 GARRISON PARK CIR MEMPHIS TN 381198960, MEMPHIS, TN 38119-8960

Mortgage

Document Number0000040689
DateApr 27, 2018
Instrument40689
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 26, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3204 GARRISON PARK CIR, MEMPHIS, TN 38119-8960
Document Number0000037957
Instrument DateMar 27, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 GARRISON PARK CIR MEMPHIS TN 381198960, MEMPHIS, TN 38119-8960

Mortgage

Document Number0000037957
DateApr 20, 2018
Instrument37957
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3204 Garrison Park Cir was $1,577.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,577.00$58,650 Land $9,750 Building $48,900$234,600 Land $39,000 Building $195,600
2023$41,400 Land $7,850 Building $33,550
2022$2,521.00
2021$165,600 Land $31,400 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3204 Garrison Park Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 Garrison Park Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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