3204 Everly Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 3204 Everly Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 2020
Lot Size	0.206 acres (8,965 sqft)
Owner	2 Individual Names on File
Last Sale	$357,376 (Oct 2023)
Tax Bill	$6,471 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R102288`

Property Details

APN / Parcel Number

Primary APN	`R102288`
Alternative APNs	`S5374-000L-0011-00-0R` `102288`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	2,092 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,965 sqft (0.206 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	35 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3204 EVERLY DR
City	FATE
State	TX
Zip	75189-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 6G, BLOCK L, LOT 11
Legal Subdivision	WOODCREEK PHASE 6G
Legal Phase	6G
Legal Tract	11
Legal Block	L
Legal Lot Number	11
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1017
Census Tract	40405

Owner

3204 Everly Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Rockwall County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3204 EVERLY DR, FATE, TX 75189-5133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 13, 2020	Deed of Trust, Mortgage NOT AVAILABLE
Sep 21, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202317421
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000021780
Record Updated	Oct 29, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 17, 2023
Property Address	3204 EVERLY DR, FATE, TX 75189-5133
Document Number	0000017421
Map Reference	DOC 20190000019708
Instrument Date	Oct 16, 2023
Instrument	20230000017421
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3204 EVERLY DR, FATE, TX 75189-5133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 EVERLY DR, FATE, TX 75189-5133

Mortgage

Document Number	0000017422
Date	Oct 17, 2023
Instrument	20230000017422

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3204 EVERLY DR, FATE, TX 75189-5133
Document Number	0000027467
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3204 EVERLY DR FATE TX 751895133, FATE, TX 75189-5133

September 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 21, 2020
Property Address	3204 EVERLY DR, FATE, TX 75189-5133
Document Number	0000021780
Map Reference	DOC 20190000019708
Instrument Date	Sep 11, 2020
Instrument	20200000021780
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 EVERLY DR, FATE, TX 75189-5133

Mortgage

Document Number	0000021781
Date	Sep 21, 2020
Instrument	20200000021781

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Mortgage

Document Number	0000021782
Date	Sep 21, 2020
Instrument	20200000021782

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3204 Everly Dr was $6,471 with a homeowner's exemption, down 11.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,179 (-6.22%) Land $78,400 Building $233,779	$312,179 (-6.22%) Land $78,400 Building $233,779
2025	$6,471.00 (-11.31%) Homeowner's exemption	$332,874 Land $93,100 Building $239,774	$332,874 Land $93,100 Building $239,774
2024	$7,296.00 (+18.25%)
2023	$6,170.00 Homeowner's exemption	$367,114 Land $117,600 Building $249,514	$367,114 Land $117,600 Building $249,514
2021	$6,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 Everly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 Everly Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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